Hillsborough County property record for 18829 Geraci Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,268 sqft · built 2000 |
| Lot Size | 0.798 acres (34,776 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,853 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 013186-0000 |
| Primary APN | 013186-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,268 sqft Living Area |
| Gross Area | 5,508 sqft |
| 1st Floor Area | 2,766 sqft |
| Upper Floors Area | 1,502 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,776 sqft (0.798 acres) |
| Lot Dimensions | 210 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 500 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0131860000 |
|---|---|
| Street Address | 18829 GERACI RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | FROM NW COR OF SW 1/4 OF SE 1/4 RUN N 89 DEG 29 MIN E 1087.79 FT N 5 DEG 29.5 MIN E 304.82 FT N 16 DEG 10.5 MIN E 358.55 FT AND N 8 DEG 40 MIN E 242.75 FT FOR POB THN RUN N 8 DEG 40 MIN E 85 FT S 73 DEG 28 MIN E 402.34 FT S 5 DEG 29.5 MIN W 93.67 FT |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | UNPLATTED |
| Legal Lot Number | 50280 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11103 |
18829 Geraci Rd is owned and occupied by two individuals who acquired it in February 2026.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18829 GERACI RD, LUTZ, FL 33548-4988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SMARTER MORTGAGES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2026 |
| Transfer Doc | 0000095858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 12, 2026 |
| Property Address | 18829 GERACI RD, LUTZ, FL 33548-4988 |
| Document Number | 0000095858 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026095858 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18829 GERACI RD, LUTZ, FL 33548-4988 |
| Name | Verified Name |
|---|---|
| Address | 18829 GERACI RD, LUTZ, FL 33548-4988 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18829 GERACI RD, LUTZ, FL 33548-4988 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 18829 GERACI RD, LUTZ, FL 33548-4988 |
| Document Number | 2021133558 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021133558 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18829 GERACI RD, LUTZ, FL 33548-4988 |
| Document Number | 0250501925 |
| Book / Page | 025050 / 001925 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18829 GERACI RD LUTZ FL 335484988, LUTZ, FL 33548-4988 |
| Document Number | 0250501925 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 025050/001925 |
| Instrument | 254427 |
| Name | SMARTER MORTGAGES |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2047 |
The 2025 property tax bill for 18829 Geraci Rd was $8,853, up 8.5% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,468 (+2.7%) | $877,384 (-1.8%) Land $314,858 Building $562,526 | |
| 2025 | $8,853.00 (+8.53%) Homeowner's exemption | $494,127 | $893,479 Land $314,858 Building $578,621 |
| 2024 | $8,157.00 (+3.29%) | ||
| 2023 | $7,897.00 (+7.85%) Homeowner's exemption | $466,215 (+7.02%) | $767,262 (+5.52%) Land $240,350 Building $526,912 |
| 2022 | $7,322.00 Homeowner's exemption | $435,648 | $727,105 Land $240,350 Building $486,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18829 Geraci Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 63.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 13 (1988–2024) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18829 Geraci Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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