Hillsborough County property record for 18903 Geraci Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,776 sqft · built 1980 |
| Lot Size | 1.88 acres (82,327 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $788,000 (Jul 2022) |
| Tax Bill | $15,121 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013243-0200 |
| Primary APN | 013243-0200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,776 sqft Living Area |
| Gross Area | 5,459 sqft |
| 1st Floor Area | 1,695 sqft |
| Upper Floors Area | 845 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 82,327 sqft |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 493 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0132430200 |
|---|---|
| Street Address | 18903 GERACI RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | TRACT BEG 225 FT E OF SW COR OF E 1/4 OF SW 1/4 OF NE 1/4 RUN N 30 DEG 50 MIN 39 SEC E 234.04 FT THN E 315 FT S 165 FT E 330.75 FT S 35 FT AND W 765.75 FT TO POB LESS R/W FOR GERACI RD |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Lot Number | 50590 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11103 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18903 GERACI RD, LUTZ, FL 33548-4961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 14, 2022 | Warranty Deed, Transfer SOUTHERN TITLE SERVICES/TAMPA BAY, SOUTHERN TTL SVCS OF TAMPA B |
| May 28, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on Record |
| Deed Sale | Jul 5, 2022 · Amount on Record |
| Prior Sale | Apr 14, 2022 · Amount on Record |
| Deed Document Number | 2022332272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 5, 2022 |
| Property Address | 18903 GERACI RD, LUTZ, FL 33548-4961 |
| Document Number | 0000332272 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022332272 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,516.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6063 LAKESIDE DR, 6063, LUTZ, FL 33558-4837 |
| Name | Verified Name |
|---|---|
| Address | 18222 ABBEY LN, LUTZ, FL 33548-4965 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 14, 2022 |
| Property Address | 18903 GERACI RD, LUTZ, FL 33548-4961 |
| Document Number | 0000193400 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022193400 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | SOUTHERN TITLE SERVICES/TAMPA BAY, SOUTHERN TTL SVCS OF TAMPA B |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,516.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8941 E DEVILSNECK RD, 8941, FLORAL CITY, FL 34436-2370 |
| Name | Verified Name |
|---|---|
| Address | 6063 LAKESIDE DR, LUTZ, FL 33558-4837 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18903 GERACI RD, LUTZ, FL 33548-4961 |
| Document Number | 0000228297 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 18903 GERACI RD LUTZ FL 335484961, LUTZ, FL 33548-4961 |
| Document Number | 0000228297 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 228297 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $860,178 (+2.7%) | $906,025 (-0.11%) Land $451,055 Building $454,970 | |
| 2025 | $15,121.00 (+33.5%) Homeowner's exemption | $837,564 (+34.82%) | $907,031 (+46%) Land $445,205 Building $461,826 |
| 2023 | $11,327.00 (+159.14%) | $621,244 (+132.6%) Land $344,200 Building $277,044 | $621,244 (+2.81%) Land $344,200 Building $277,044 |
| 2022 | $4,371.00 Homeowner's exemption | $267,082 | $604,245 Land $339,975 Building $264,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 13 (1988–2024) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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