18803 Geraci Rd, Lutz, FL 33548 Property Records

Hillsborough County property record for 18803 Geraci Rd, Lutz, FL 33548

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,930 sqft · built 1976
Lot Size	0.792 acres (34,514 sqft)
Owner	2 Individual Names on File
Tax Bill	$558 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013172-0000`

Property Details

APN / Parcel Number

Primary APN	`013172-0000`
Alternative APN	`U102718ZZZ000000502300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,930 sqft Living Area
Gross Area	2,577 sqft
1st Floor Area	1,237 sqft
Upper Floors Area	693 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,514 sqft (0.792 acres)
Lot Dimensions	230 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	36 sqft
Porch	Open Porch
Porch Area	117 sqft
Patio Area	190 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0131720000
Street Address	18803 GERACI RD
City	LUTZ
State	FL
Zip	33548-4988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASC-1
Legal Description	FROM NW COR OF SW 1/4 OF SE 1/4 RUN N 89 DEG 29 MIN E 1087.69 FT N 5 DEG 29.5 MIN E 304.82 FT AND N 16 DEG 10.5 MIN E 131.05 FT FOR POB THEN RUN N 16 DEG 10.5 MIN E 95 FT S 82 DEG 25 MIN E 437.9 FT S 5 DEG 29.5 MIN W 54.10 FT AND N 87 DEG 26 MIN W 45
Legal Range	18E
Legal Township	27S
Legal Section	10
Legal Subdivision	UNPLATTED
Legal Lot Number	50230
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2002
Census Tract	11103

Owner

18803 Geraci Rd is owned and occupied by two individuals.

Source: Hillsborough County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18803 GERACI RD, LUTZ, FL 33548-4988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	18803 GERACI RD, LUTZ, FL 33548-4988
Document Number	0253711418
Book / Page	025371 / 001418
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18803 GERACI RD LUTZ FL 335484988, LUTZ, FL 33548-4988

Mortgage

Document Number	0253711418
Date	Nov 17, 2017
Book Page	025371/001418
Instrument	447459

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 16, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 18803 Geraci Rd was $558.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,179 (+2.7%)	$511,216 (-1.15%) Land $297,108 Building $214,108
2025	$558.00 Disabled Person's exemption Veteran's exemption	$203,680	$517,179 Land $297,108 Building $220,071
2023	$485.00 (+22.17%) Disabled Person's exemption Veteran's exemption	$192,175 (+3%)	$426,795 (+2.3%) Land $226,800 Building $199,995
2022	$397.00 Disabled Person's exemption Veteran's exemption	$186,578	$417,199 Land $226,800 Building $190,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18803 Geraci Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	13 (1988–2024)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18803 Geraci Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20