Hillsborough County property record for 18735 Geraci Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,902 sqft · built 1979 |
| Lot Size | 1 acres (43,953 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $595,000 (Mar 2024) |
| Tax Bill | $14,587 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jan 2022 Line of Credit + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 013368-0000 |
| Primary APN | 013368-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,902 sqft Living Area |
| Gross Area | 5,879 sqft |
| 1st Floor Area | 2,464 sqft |
| Upper Floors Area | 1,438 sqft |
| Flooring | Slate |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Contemporary |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,953 sqft |
| Lot Dimensions | 170 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 892 sqft |
| Patio Area | 1,200 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0133680000 |
|---|---|
| Street Address | 18735 GERACI RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | FROM NW COR OF SW 1/4 OF SE 1/4 RUN N 89 DEG 29 MIN E 1087.69 FT AND N 5 DEG 29.5 MIN E 61.12 FT FOR POB N 5 DEG 29.5 MIN E 90 FT S 86 DEG 11.5 MIN E 488.5 FT, S 5 DEG 29.5 MIN W 89.52 FT & N 86 DEG 15 MIN W 488.5 FT TO BEG |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | UNPLATTED |
| Legal Lot Number | 51640 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11103 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18735 GERACI RD, LUTZ, FL 33548-4960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Correction Deed TALON TITLE SERVICES LLC |
| Jan 19, 2022 | Deed of Trust, Mortgage · Line of Credit USF FCU |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage USF FCU |
| Apr 12, 2019 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Jul 20, 2020 | Deed of Trust, Mortgage · Line of Credit USF FCU |
| Feb 12, 2020 | Warranty Deed, Transfer TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Prior Sale | Feb 12, 2020 · Amount on Record |
| Deed Document Number | 2024129533 |
| Prior Transfer Date | May 12, 2016 |
| Prior Transfer Doc | 0000206918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 27, 2024 |
| Property Address | 18735 GERACI RD, LUTZ, FL 33548-4960 |
| Document Number | 0000129533 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024129533 |
| Record Updated | Apr 19, 2024 |
| Title Company | TALON TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 14719 N ROME AVE, TAMPA, FL 33613-1732 |
| Name | Verified Name |
|---|---|
| Address | 18735 GERACI RD, LUTZ, FL 33548-4960 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18735 GERACI RD, LUTZ, FL 33548-4960 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 19735 GERACI RD, LUTZ, FL 33548 |
| Document Number | 0000034096 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022034096 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18735 GERACI RD, LUTZ, FL 33548-4960 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18735 GERACI RD, LUTZ, FL 33548-4960 |
| Document Number | 0000638799 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021638799 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18735 GERACI RD, LUTZ, FL 33548-4960 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0265391896 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 26539/1896 |
| Instrument | 2019153526 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33629 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 8, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18735 GERACI RD, LUTZ, FL 33548-4960 |
| Document Number | 0000324150 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 18735 GERACI RD LUTZ FL 335484960, LUTZ, FL 33548-4960 |
| Document Number | 0000324150 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 324150 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 9, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 12, 2020 |
| Property Address | 18735 GERACI RD, LUTZ, FL 33548-4960 |
| Document Number | 0000048124 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 48124 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2020 |
| Title Company | TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,165.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18735 GERACI RD LUTZ FL 335484960, LUTZ, FL 33548-4960 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798,463 (-0.92%) Land $315,382 Building $483,081 | $798,463 (-0.92%) Land $315,382 Building $483,081 | |
| 2025 | $14,587.00 (+13.09%) | $805,888 (+16.69%) Land $315,382 Building $490,506 | $805,888 (+16.69%) Land $315,382 Building $490,506 |
| 2024 | $12,899.00 (+10.81%) | ||
| 2023 | $11,641.00 (+7.48%) | $690,604 (+3.4%) Land $240,750 Building $449,854 | $690,604 (+3.4%) Land $240,750 Building $449,854 |
| 2022 | $10,831.00 | $667,882 Land $240,750 Building $427,132 | $667,882 Land $240,750 Building $427,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 63.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 13 (1988–2024) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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