1. Home
  2. Florida
  3. Lutz
  4. Geraci Rd

18809 Geraci Rd, Lutz, FL 33548 Property Records

Hillsborough County property record for 18809 Geraci Rd, Lutz, FL 33548 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,832 sqft · built 1972
Lot Size0.448 acres (19,530 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jul 1998)
Tax Bill$4,377 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN0131800000

Property Details

APN / Parcel Number

Primary APN0131800000
Alternative APN
  • U102718ZZZ000000502600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,832 sqft Heated Area
1st Floor Area2,832 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1998
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,530 sqft (0.448 acres)
Lot Dimensions210 ft deep x 93 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area679 sqft
Patio Area192 sqft
Shed1 Shed
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0131800000
Street Address18809 GERACI RD
CityLUTZ
StateFL
Zip33548-4988
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM NW COR OF SW 1/4 OF SE 1/4 & RUN N 89 DEG 29 MIN E 1087.69 FT N 5 DEG 29.5 MIN E 304.82 FT AND N 16 DEG 10.5 MIN E 358.5
Legal Range18E
Legal Township27S
Legal Section10
Legal SubdivisionUNPLATTED
Legal Lot Number260
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2002
Census Tract11103

Owner

Source: Hillsborough County records · APN 0131800000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18809 GERACI RD, LUTZ, FL 33548-4988
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Jul 22, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jan 13, 2020Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Nov 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 1998 · Amount on Record
Deed SaleJul 27, 1998 · Amount on Record
Prior SaleNov 28, 2012
Deed Document Number0091561551
Last Transfer DateJul 22, 2020
Transfer Doc0000296428
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address18809 GERACI RD, LUTZ, FL 33548-4988
Transaction TypeMortgage
Record UpdatedOct 01, 2021
Title CompanySOURCEPOINT

Transferred To (Grantee/Buyer)

NameVerified Name
Address18809 GERACI RD, LUTZ, FL 33548-4988

Mortgage

Document Number2021467834
DateSep 17, 2021
Instrument2021467834
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateJul 22, 2020
Property Address18809 GERACI RD, LUTZ, FL 33548-4988
Document Number0000296428
Instrument DateJul 02, 2020
Instrument2020296428
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyTALON TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18809 GERACI RD, LUTZ, FL 33548-4988

Mortgage

Document Number0000296429
DateJul 22, 2020
Instrument2020296429
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address18809 GERACI RD, LUTZ, FL 33548-4988
Document Number0000033586
Instrument DateJan 13, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18809 GERACI RD LUTZ FL 335484988, LUTZ, FL 33548-4988

Mortgage

Document Number0000033586
DateFeb 01, 2020
Instrument33586
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 31, 2045
Interest
Rate TypeAdjustable Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address18809 GERACI RD, LUTZ, FL 33548-4988
Document Number0271320329
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyBROKERS TITLE/TAMPA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18809 GERACI RD LUTZ FL 335484988, LUTZ, FL 33548-4988

Mortgage

Document Number0271320329
DateNov 22, 2019
Book Page027132/000329
Instrument504644
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 21, 2034

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,377.00 (+12.87%) Homeowner's exemption$246,390 (+5.99%)$586,465 (+21.13%) Land $335,032 Building $251,433
2023$3,878.00 (+5.09%) Homeowner's exemption$232,472 (+3%)$484,180 (-12.41%) Land $255,750 Building $228,430
2022$3,690.00 Homeowner's exemption$225,701$552,794 Land $255,750 Building $297,044

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation63.9 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Geraci Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures