188 Walnut St, Coldwater, MI 49036 Property Records

Branch County property record for 188 Walnut St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1909
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Jul 2025)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-000-000-202-00`

Property Details

APN / Parcel Number

Primary APN	`304-000-000-202-00`

Interior

Full Baths	1 Bath
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Colonial
Lot Area	8,276 sqft (0.19 acres)
Garage Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	188 WALNUT ST
City	COLDWATER
State	MI
Zip	49036-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON W LI WALNUT ST 170.29 FT N OF N LI RACE ST TH W TO MILL RACE TH SLY ALG BANK OF SAME TO PT 3 RDS DUE S OF PT IN N LI
Legal Range	06W
Legal Township	06S
Legal Section	21
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1012
Census Tract	951600

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 W CHICAGO ST, COLDWATER, MI 49036-1648
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Feb 25, 2016 · Amount on Record
Deed Document Number	20254020
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 8, 2025
Property Address	188 WALNUT ST, COLDWATER, MI 49036-1838
Document Number	0202504020
Instrument Date	Jun 30, 2025
Instrument	2025-04020
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 N BRIGGS RD, QUINCY, MI 49082-9492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 W CHICAGO ST, COLDWATER, MI 49036-1648

Mortgage

Document Number	0202504021
Date	Jul 8, 2025
Instrument	2025-04021

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,200 (+10.25%)	$134,400 (+10.25%)
2025	$2,053.00 (+3.48%)	$60,950	$121,900
2024	$1,984.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20