Branch County property record for 165 Walnut St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1973 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,348 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-510-00 |
| Primary APN | 304-000-000-510-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 165 WALNUT ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT INT OF E R/W LI WALNUT ST & N R/W LI RACE ST TH N 00DEG 10MIN 17SEC W ALG E R/W LI WALNUT ST 177.03 FT TO BEG TH N |
| Legal Subdivision | P P NICHOLS UNRECORDED PLAT |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 951600 |
Source: Branch County records · APN 304-000-000-510-00
Assessment roll updated July 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 165 WALNUT ST, COLDWATER, MI 49036-1837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit FEDERAL HOUSING COMMISSIONER |
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2003 |
| Deed Sale | Jun 10, 2003 |
| Prior Sale | Dec 22, 1987 |
| Deed Book / Page | 967 / 12 |
| Last Transfer Date | Oct 19, 2010 |
| Transfer Doc | 0202406594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 28, 2026 |
| Property Address | 165 WALNUT ST, COLDWATER, MI 49036-1837 |
| Document Number | 0000004722 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20264722 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | TITLE SERVICES, ARK TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 165 WALNUT ST, COLDWATER, MI 49036-1837 |
| Document Number | 0000004722, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20264722 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 849 Months |
| Due | Apr 15, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 28, 2026 |
| Property Address | 165 WALNUT ST, COLDWATER, MI 49036-1837 |
| Document Number | 0000004721 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20264721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | TITLE SERVICES, ARK TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 165 WALNUT ST, COLDWATER, MI 49036-1837 |
| Document Number | 0000004721, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20264721 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 853 Months |
| Due | Aug 15, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,250 (+13.43%) | $252,500 (+13.43%) | |
| 2025 | $2,348.00 (+3.66%) | $111,300 | $222,600 |
| 2024 | $2,265.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 287 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER serves 13,822 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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