Branch County property record for 172 Walnut St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 971 sqft |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Jan 2021) |
| Tax Bill | $1,582 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-199-00 |
| Primary APN | 304-000-000-199-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 971 sqft Living Area |
| 1st Floor Area | 555 sqft |
| Basement Area | 256 sqft |
| Unfinished Basement | 256 sqft |
| Architectural Style | Colonial |
|---|---|
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 172 WALNUT ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON W LI WALNUT ST 318.79 FT N OF N LI RACE ST TH W 10 RDS TH S 3 RDS TH E 10 RDS TH N ON W LI WALNUT ST 3 RDS TO POB |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 172 WALNUT ST, COLDWATER, MI 49036-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 8, 2021 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on Record |
| Deed Sale | Jan 8, 2021 · Amount on Record |
| Prior Sale | Jun 25, 2012 · Amount on Record |
| Deed Document Number | 2021184 |
| Prior Transfer Date | Jun 21, 2012 |
| Prior Transfer Doc | 201204643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 172 WALNUT ST, COLDWATER, MI 49036-1838 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 172 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 0202505670 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025-05670 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 172 WALNUT ST, COLDWATER, MI 49036-1838 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 172 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 0202304662 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023-04662 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 8, 2021 |
| Property Address | 172 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 202100184 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2021-00184 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 172 WALNUT ST, 172, COLDWATER, MI 49036-1838 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 SUNSET CT, JONESVILLE, MI 49250-1065 |
| Document Number | 202100185 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021-00185 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 172 WALNUT ST, COLDWATER, MI 49036-1838 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201804266 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018-04266 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,900 (+11.76%) | $117,800 (+11.76%) | |
| 2025 | $1,582.00 (+3.67%) | $52,700 | $105,400 |
| 2024 | $1,526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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