East Lyme Town property record for 188 W Main St, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1940 |
| Square Footage | 952 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2025) |
| Tax Bill | $4,327.00 (2025) |
| Primary APN | ELYM M:010.3 B:00012 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 952 sqft Living Area |
| Gross Area | 1,715 sqft Gross Area |
| 1st Floor | 529 sqft 1st Floor |
| Basement Area | 529 sqft Basement |
| Unfinished Basement | 529 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 6705 |
|---|---|
| Street Address | 188 W MAIN ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1031 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MIRRA ESTATE |
| Legal Block | 12 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 870703 |
Source: East Lyme Town records · APN ELYM M:010.3 B:00012 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 188 W MAIN ST, NIANTIC, CT 06357-1031 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 02, 2025 | Warranty Deed, Transfer · Line of Credit MORTGAGE RESEARCH CENTER LLC |
| Jan 09, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2025 · Amount on Record |
| Deed Sale | Sep 02, 2025 · Amount on Record |
| Prior Sale | Jan 09, 2023 · Amount on Record |
| Deed Doc Number | 20251869 |
| Deed Book / Page | 1125 / 121 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Sep 02, 2025 |
| Property Address | 188 W MAIN ST, NIANTIC, CT 06357-1031 |
| Document Number | 001125-121 |
| Book / Page | 1125 / 121 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 1869 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 W MAIN ST, NIANTIC, CT 06357-1031 |
| Document Number | 0000001870 |
|---|---|
| Date | Sep 02, 2025 |
| Instrument | 1870 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jan 09, 2023 |
| Property Address | 188 W MAIN ST, NIANTIC, CT 06357-1031 |
| Document Number | 001092-226 |
| Book / Page | 1092 / 226 |
| Instrument Date | Jan 06, 2023 |
| Instrument | 66 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000000067 |
|---|---|
| Date | Jan 09, 2023 |
| Instrument | 67 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 001092-252 |
|---|---|
| Date | Jan 09, 2023 |
| Book Page | 1092/252 |
| Instrument | 68 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,327.00 | $154,490 (+1.8%) Land $83,440 Building $71,050 | $108,143 Land $58,408 Building $49,735 |
| 2024 | $4,327.00 (+14.59%) | ||
| 2023 | $3,776.00 (+4.37%) | $151,760 (-) Land $83,440 Building $68,320 | |
| 2022 | $3,618.00 | $151,760 Land $83,440 Building $68,320 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 6% of Connecticut |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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