194 W Main St, Niantic, CT 06357 Property Records

East Lyme Town property record for 194 W Main St, Niantic, CT 06357 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Lot Size20,057 sqft (0.46 acres)
OccupancyOwner Occupied
Last Sale$470,000 (2026)
Tax Bill$5,821.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:010.3 B:00013 L:00000
Alternative APN
  • 5724

Exterior

Lot Area20,057 sqft (0.46 acres)
Total Buildings2 Total Buildings
Deck AreaDeck Area

Location & Zoning

Account Number5724
Street Address194 W MAIN ST
CityNIANTIC
StateCT
Zip06357-1013
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Block13
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup1
Census Block1006
Census Tract870703

Owner

Source: East Lyme Town records · APN ELYM M:010.3 B:00013 L:00000

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address194 W MAIN ST, NIANTIC, CT 06357-1013
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Warranty Deed, Transfer · Line of Credit
MORTGAGE EQUITY PARTNERS
Feb 20, 2025Quit Claim Deed, Transfer
Quitclaim Document
Feb 08, 2024Quit Claim Deed, Transfer
Quitclaim Document
Jan 22, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 21, 2017Warranty Deed, Transfer
VILLAGE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2026 · Amount on Record
Deed SaleJun 15, 2026 · Amount on Record
Prior SaleJan 22, 2021 · Amount on Record
Deed Doc Number20261549
Deed Book / Page1134 / 1047
Prior Transfer DateFeb 05, 2025
Prior Transfer Doc001119-742
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateJun 15, 2026
Property Address194 W MAIN ST, NIANTIC, CT 06357-1013
Document Number0000001549
Book / Page1134 / 1047
Instrument DateJun 11, 2026
Instrument20261549
Transaction TypeTransfer
Record UpdatedJul 07, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address194 W MAIN ST, NIANTIC, CT 06357-1013

Mortgage

DateJun 15, 2026
Lender
NameMORTGAGE EQUITY PARTNERS
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

February 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEAST LYME CT
Recording DateFeb 20, 2025
Property Address194 W MAIN ST, NIANTIC, CT 06357-1013
Document Number001119-742
Book / Page1119 / 742
Instrument DateFeb 05, 2025
Instrument361
Transaction TypeTransfer
Record UpdatedMar 18, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEAST LYME CT
Recording DateFeb 08, 2024
Property Address194 W MAIN ST, NIANTIC, CT 06357-1013
Document Number001106-337
Book / Page1106 / 337
Instrument DateMar 23, 2023
Instrument321
Transaction TypeTransfer
Record UpdatedMar 18, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateJan 22, 2021
Property Address194 W MAIN ST, NIANTIC, CT 06357-1013
Document Number001047-634
Book / Page1047 / 634
Instrument DateJan 07, 2021
Instrument221
Transaction TypeTransfer
Record UpdatedMar 18, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
InvestorPossibly a Property Investor

Mortgage

Document Number0000000222
DateJan 22, 2021
Instrument222
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateSep 21, 2017
Property Address194 W MAIN ST, NIANTIC, CT 06357-1013
Document Number000987-294
Book / Page987 / 294
Transaction TypeTransfer
Record UpdatedFeb 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$42.36
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009870297
DateSep 21, 2017
Instrument00987/0297
Lender
NameVILLAGE MORTGAGE CORPORATION
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueSep 21, 2047

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,821.00$207,830 (-) Land $56,070 Building $151,760$145,481 Land $39,249 Building $106,232
2024$5,821.00 (+12.57%)
2023$5,171.00 (+4.36%)$207,830 (-) Land $56,070 Building $151,760
2022$4,955.00$207,830 Land $56,070 Building $151,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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