172 W Main St, Niantic, CT 06357 Property Records

East Lyme Town property record for 172 W Main St, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1940
Square Footage	790 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$82,500 (1996)
Tax Bill	$3,290.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:010.4 B:00025 L:00000`
Alternative APN	`6789`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	790 sqft Living Area
Gross Area	2,390 sqft Gross Area
1st Floor	790 sqft 1st Floor
Attic Area	726 sqft Attic
Attic	1 Attic
Basement Area	726 sqft Basement
Unfinished Basement	517 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	6789
Street Address	172 W MAIN ST
City	NIANTIC
State	CT
Zip	06357-1028
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	25
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1006
Census Tract	870703

Owner

Source: East Lyme Town records · APN ELYM M:010.4 B:00025 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	172 W MAIN ST, NIANTIC, CT 06357-1028
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 1996 · Amount on Record
Deed Sale	Jun 17, 1996 · Amount on Record
Deed Book / Page	409 / 584
Record Refreshed	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	172 W MAIN ST, NIANTIC, CT 06357-1028
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001104-455
Date	Dec 18, 2023
Book Page	1104/455
Instrument	2527

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jan 01, 2033

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00	$117,460 (-) Land $48,790 Building $68,670	$82,222 Land $34,153 Building $48,069
2024	$3,290.00 (+12.59%)
2023	$2,922.00 (+4.36%)	$117,460 (-) Land $48,790 Building $68,670
2022	$2,800.00	$117,460 Land $48,790 Building $68,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 6% of Connecticut
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.