188 Summit Dr, Carnesville, GA 30521 Property Records

Franklin County property record for 188 Summit Dr, Carnesville, GA 30521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,760 sqft · built 2001
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2023)
Tax Bill	$2,987 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`028B-022`

Property Details

APN / Parcel Number

Primary APN	`028B-022`
Alternative APN	`14222`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,760 sqft Heated Area
Gross Area	2,186 sqft
1st Floor Area	1,586 sqft
2nd Floor Area	976 sqft
Attic	Attic
Attic Area	600 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Garage Area	546 sqft
Porch	Slab
Porch Area	504 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14222
Street Address	188 SUMMIT DR
City	CARNESVILLE
State	GA
Zip	30521-3966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	LOT 22 SUMMIT GROVE S/D
Legal Subdivision	SUMMIT GROVE S/D
Legal Lot Number	22
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	2
Census Block	2048
Census Tract	890202

Owner

Source: Franklin County records · APN 028B-022

Assessment roll updated December 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2022	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES
Nov 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL
Sep 20, 2021	Warranty Deed, Transfer
Sep 20, 2021	Warranty Deed, Transfer
Sep 19, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Aug 09, 2017	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FIN'L SVCS INC
Feb 03, 2017	Grant Deed, Transfer · VA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	202332
Deed Book / Page	1558 / 263
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Dec 23, 2022
Property Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966
Document Number	001558/263
Book / Page	1558 / 263
Instrument Date	Dec 23, 2022
Instrument	2023-000032
Transaction Type	Transfer
Record Updated	Feb 06, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966

Mortgage

Document Number	0000001558/0000000265
Date	Jan 12, 2023
Book Page	0000001558/0000000265

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966

Mortgage

Document Number	0000001484/0000000328
Date	Nov 04, 2021
Book Page	0000001484/0000000328

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Sep 20, 2021
Property Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966
Document Number	1484/342
Book / Page	1484 / 342
Instrument Date	Sep 20, 2021
Instrument	2021-001343
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Sep 20, 2021
Property Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966
Document Number	1484/326
Book / Page	1484 / 326
Instrument Date	Sep 20, 2021
Instrument	2021-001342
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966
Document Number	0014110255
Instrument Date	Sep 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188 SUMMIT DR CARNESVILLE GA 305213966, CARNESVILLE, GA 30521-3966

Mortgage

Document Number	0014110255
Date	Sep 29, 2020
Book Page	001411/000255

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966
Document Number	0012720126
Book / Page	001272 / 000126
Instrument Date	Aug 09, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	DB TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 SUMMIT DR CARNESVILLE GA 305213966, CARNESVILLE, GA 30521-3966

Mortgage

Document Number	0012720126
Date	Aug 16, 2017
Book Page	001272/000126

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Feb 03, 2017
Property Address	188 SUMMIT DR, CARNESVILLE, GA 30521-3966
Document Number	0012500292
Book / Page	001250 / 000292
Instrument Date	Jan 31, 2017
Transaction Type	Transfer
Record Updated	Jun 05, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 SUMMIT DR CARNESVILLE GA 305213966, CARNESVILLE, GA 30521-3966

Mortgage

Document Number	12500296
Date	Feb 03, 2017
Book Page	001250/000296

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 02, 2047

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated December 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,987.00 (+8.03%)	$129,299 (+20.64%) Land $10,000 Building $119,299	$323,248 (+20.64%) Land $25,000 Building $298,248
2023	$2,765.00 (+9.25%) Homeowner's exemption	$107,176 (+9.22%) Land $8,000 Building $99,176	$267,940 (+9.22%) Land $20,000 Building $247,940
2022	$2,531.00 Homeowner's exemption	$98,132 Land $8,000 Building $90,132	$245,330 Land $20,000 Building $225,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 11 locations within half a mile of this property.

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