Cabarrus County property record for 188 Spring St NW, Concord, NC 28025
| Property Type | Historical Building |
|---|---|
| Details | 2 bd · 2 ba · 1,727 sqft · built 1936 |
| Lot Size | 0.168 acres (7,360 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Dec 2022) |
| Tax Bill | $1,238 (2023) |
| Deeds & Mortgages | Dec 2022 Sale Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5620 69 9520 |
| Primary APN | 5620 69 9520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,727 sqft Total Area |
| Gross Area | 1,377 sqft |
| 1st Floor Area | 1,377 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,360 sqft |
| Lot Dimensions | 184 ft deep x 40 ft wide |
| Garage Type | Mixed |
| Garage Area | 180 sqft |
| Carport | Carport |
| Carport Area | 270 sqft |
| Driveway | Driveway |
| Driveway Area | 575 sqft |
| Porch | Porch |
| Porch Area | 350 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 160090 |
|---|---|
| Street Address | 188 SPRING ST NW |
| City | CONCORD |
| State | NC |
| Zip | 28025-4712 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Historical Building |
| Local Zoning Code | RM-1 |
| Legal Description | NE SIDE SPRING ST |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cabarrus County records, as of May 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5333 BRADENBURY CT, CHARLOTTE, NC 28215-5358 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2022 | Warranty Deed, Transfer |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NTHRN |
| Apr 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NTHRN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2022 · Amount on Record |
| Deed Sale | Dec 20, 2022 · Amount on Record |
| Deed Document Number | 0016317309 |
| Deed Book / Page | 16317 / 309 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 20, 2022 |
| Property Address | 188 SPRING ST NW, CONCORD, NC 28025-4712 |
| Document Number | 0016317309 |
| Book / Page | 16317 / 309 |
| Instrument Date | Dec 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1013 PLATH DR, DURHAM, NC 27703-0699 |
| Name | Verified Name |
|---|---|
| Address | 5333 BRADENBURY CT, CHARLOTTE, NC 28215-5358 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 188 SPRING ST NW, CONCORD, NC 28025-4712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14110295 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 14110/295 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 46263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 188 SPRING ST NW, CONCORD, NC 28025-4712 |
| Document Number | 12989106 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Title Company | SOLIDIFI TITLE AND CLOSING |
| Name | Verified Name |
|---|---|
| Address | 188 SPRING ST NW CONCORD NC 280254712, CONCORD, NC 28025-4712 |
| Document Number | 12989106 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 012989/000106 |
| Instrument | 10687 |
| Name | FIFTH THIRD BK/NTHRN |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 188 SPRING ST NW, CONCORD, NC 28025-4712 |
| Document Number | 1298990 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Title Company | SOLIDIFI TITLE AND CLOSING |
| Name | Verified Name |
|---|---|
| Address | 188 SPRING ST NW CONCORD NC 280254712, CONCORD, NC 28025-4712 |
| Document Number | 1298990 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 012989/000090 |
| Instrument | 10686 |
| Name | FIFTH THIRD BK/NTHRN |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 7, 2038 |
Source: Cabarrus County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,238.00 Additional exemption filed | $101,470 Land $17,850 Building $83,620 | $101,470 Land $17,850 Building $83,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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