Cabarrus County property record for 155 Spring St NW, Concord, NC 28025
| Property Type | Historical Building |
|---|---|
| Details | 3 bd · 1 ba · 2,547 sqft · built 1940 |
| Lot Size | 0.228 acres (9,912 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jul 2021) |
| Tax Bill | $2,879 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5620 69 9096 |
| Primary APN | 5620 69 9096 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,547 sqft Total Area |
| 1st Floor Area | 1,768 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,912 sqft (0.228 acres) |
| Lot Dimensions | 177 ft deep x 56 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 280 sqft |
| Deck Area | 271 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 100160 |
|---|---|
| Street Address | 155 SPRING ST NW |
| City | CONCORD |
| State | NC |
| Zip | 28025-4749 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Historical Building |
| Local Zoning Code | RM-2 |
| Legal Description | SOUTH SIDE SPRING ST NW |
| Legal Subdivision | NORTH HISTORIC CONCORD |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 41902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 155 SPRING ST NW, CONCORD, NC 28025-4749 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jul 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Nov 8, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Prior Sale | Nov 8, 2018 · Amount on Record |
| Deed Book / Page | 15354 / 288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 155 SPRING ST NW, CONCORD, NC 28025-4749 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 155 SPRING ST NW, CONCORD, NC 28025-4749 |
| Document Number | 0017634130 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 17634/130 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 23, 2021 |
| Property Address | 155 SPRING ST NW, CONCORD, NC 28025-4749 |
| Document Number | 15354288 |
| Book / Page | 15354 / 288 |
| Instrument Date | Jul 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 284, ACTON, ME 04001-0284 |
| Name | Verified Name |
|---|---|
| Address | 155 SPRING ST NW, CONCORD, NC 28025-4749 |
| Document Number | 0015354292 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 15354/292 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAKEWOOD, NJ 08701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 8, 2018 |
| Property Address | 155 SPRING ST NW, CONCORD, NC 28025-4749 |
| Document Number | 0013259326 |
| Book / Page | 13259 / 0326 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 SHUPTNW RD, 240, HOLLY HILL, SC 29059 |
| Name | Verified Name |
|---|---|
| Address | 155 SPRING ST NW, CONCORD, NC 28025-4749 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,330 (+47.6%) Land $79,380 Building $268,950 | ||
| 2024 | $348,330 (+47.6%) Land $79,380 Building $268,950 | ||
| 2023 | $2,879.00 Additional exemption filed | $236,000 Land $67,200 Building $168,800 | $236,000 Land $67,200 Building $168,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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