Cabarrus County property record for 203 Spring St NW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,054 sqft · built 1938 |
| Lot Size | 1.2 acres (52,490 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $696,000 (Aug 2021) |
| Tax Bill | $6,302 (2023) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5620 69 5378 |
| Primary APN | 5620 69 5378 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,054 sqft Living Area |
| Gross Area | 8,388 sqft |
| 1st Floor Area | 2,187 sqft |
| Basement Area | 2,076 sqft |
| Unfinished Basement | 2,076 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 52,490 sqft (1.2 acres) |
| Lot Dimensions | 178 ft deep x 117 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,800 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 600 sqft |
|---|---|
| Porch | Enclosed Porch |
| Deck Area | 155 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Storage Building | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 149051 |
|---|---|
| Street Address | 203 SPRING ST NW |
| City | CONCORD |
| State | NC |
| Zip | 28025-4711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | SW SIDE SPRING ST |
| Legal Subdivision | BOYS CLUB |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 41902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 SPRING ST NW, CONCORD, NC 28025-4711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Unknown FLAGSTAR BANK NA |
| Aug 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on Record |
| Deed Sale | Aug 25, 2021 · Amount on Record |
| Prior Sale | Nov 5, 2007 · Amount on Record |
| Deed Book / Page | 15437 / 245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 203 SPRING ST NW, CONCORD, NC 28025-4711 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016323162 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 16323/162 |
| Name | FLAGSTAR BANK NA |
|---|---|
| Address | TROY, MI 48098 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 25, 2021 |
| Property Address | 203 SPRING ST NW, CONCORD, NC 28025-4711 |
| Document Number | 0015437245 |
| Book / Page | 15437 / 245 |
| Map Reference | MB 78 PG 22 |
| Instrument Date | Aug 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,392.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9340 LUCY JANE LANE, 9340, CONCORD, NC 28025 |
| Name | Verified Name |
|---|---|
| Address | 203 SPRING ST NW, CONCORD, NC 28025-4711 |
| Document Number | 0015437249 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 15437/249 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $752,570 (+45.69%) Land $166,950 Building $585,620 | ||
| 2024 | $752,570 (+45.69%) Land $166,950 Building $585,620 | ||
| 2023 | $6,302.00 | $516,570 Land $53,550 Building $463,020 | $516,570 Land $53,550 Building $463,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures