Montgomery County property record for 188 Smith Ave, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 13 23 1893 |
| Primary APN | 7538 13 23 1893 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,761 sqft (0.27 acres) |
|---|---|
| Lot Dimensions | 240 ft deep x 50 ft wide |
| Account Number | 1490354 |
|---|---|
| Street Address | 188 SMITH AVE |
| City | TROY |
| State | NC |
| Zip | 27371-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CURTIS PROP LOT 6 CURTIS PROP; 6 |
| Legal Subdivision | CURTIS PROP |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960202 |
188 Smith Ave is owned and occupied by two individuals who acquired it in July 2025.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 SMITH AVE, TROY, NC 27371-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2004 |
| Deed Sale | Jan 1, 2004 |
| Deed Book / Page | 630 / 727 |
| Last Transfer Date | Jul 7, 2025 |
| Transfer Doc | 0000387154 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 188 Smith Ave was $14.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,360 (-) Land $2,260 Building $100 | $2,360 (-) Land $2,260 Building $100 | |
| 2025 | $14.00 | $2,360 Land $2,260 Building $100 | $2,360 Land $2,260 Building $100 |
| 2023 | $2,360 Land $2,260 Building $100 | $2,360 Land $2,260 Building $100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Smith Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Smith Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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