Montgomery County property record for 176 Smith Ave, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 632 sqft · built 1961 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,000 (Nov 2018) |
| Tax Bill | $134 (2025) |
| Deeds & Mortgages | Nov 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 13 23 3844 |
| Primary APN | 7538 13 23 3844 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 632 sqft Finished Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 235 ft deep x 50 ft wide |
| Heating System | Zoned |
|---|
| Account Number | 1480811 |
|---|---|
| Street Address | 176 SMITH AVE |
| City | TROY |
| State | NC |
| Zip | 27371-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | CURTIS PROP LOT 2 CURTIS PROP #2 |
| Legal Subdivision | CURTISS PROPERTY |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960202 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 383, TROY, NC 27371-0383 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on Record |
| Deed Sale | Nov 30, 2018 · Amount on Record |
| Prior Sale | May 1, 1992 · Amount on Record |
| Deed Document Number | 2018356853 |
| Deed Book / Page | 817 / 782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Nov 30, 2018 |
| Property Address | 176 SMITH AVE, TROY, NC 27371-3416 |
| Document Number | 0817/0782 |
| Book / Page | 0817 / 0782 |
| Map Reference | MB 2 PG 13 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 356853 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 383, TROY, NC 27371-0383 |
| Investor | Possibly a Property Investor |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,947 (-) Land $2,825 Building $19,122 | $21,947 (-) Land $2,825 Building $19,122 | |
| 2025 | $134.00 | $21,947 (-) Land $2,825 Building $19,122 | $21,947 (-) Land $2,825 Building $19,122 |
| 2023 | $21,947 Land $2,825 Building $19,122 | $21,947 Land $2,825 Building $19,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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