165 Smith Ave, Troy, NC 27371 Property Records

Montgomery County property record for 165 Smith Ave, Troy, NC 27371

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1958
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Apr 2023)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7538 13 23 4680

Property Details

APN / Parcel Number

Primary APN7538 13 23 4680
Alternative APNs
  • 1487219
  • 56719

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Finished Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions150 ft deep x 49 ft wide

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1487219
Street Address165 SMITH AVE
CityTROY
StateNC
Zip27371-3415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionPEABODY HEIGHTS LOT 80 PEABODY #80
Legal SubdivisionPEABODY HEIGHTS
Legal Lot Number80
JurisdictionMONTGOMERY NC
Township / Civil DivisionTROY
Census Block Group1
Census Block1053
Census Tract960202

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address165 SMITH AVE, TROY, NC 27371-3415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2023 · Amount on Record
Deed SaleApr 18, 2023 · Amount on Record
Deed Document Number2023377893
Deed Book / Page921 / 650
Prior Transfer DateMar 7, 2011
Prior Transfer Doc0000324719
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateApr 18, 2023
Property Address165 SMITH AVE, TROY, NC 27371-3415
Document Number000921/650
Book / Page921 / 650
Map ReferenceCAB A SL 21
Instrument DateApr 10, 2023
Instrument377893
Transaction TypeTransfer
Record UpdatedMay 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 SMITH AVE, TROY, NC 27371-3416

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 SMITH AVE, TROY, NC 27371-3415

Mortgage

Document Number0000377894
DateApr 18, 2023
Instrument377894
Lender
NameYUL MARTIN
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term103 Months
DueNov 1, 2031

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$71,616 (+143.86%) Land $2,205 Building $69,411$71,616 (+143.86%) Land $2,205 Building $69,411
2025$29,368 (-) Land $2,205 Building $27,163$29,368 (-) Land $2,205 Building $27,163
2023$29,368 Land $2,205 Building $27,163$29,368 Land $2,205 Building $27,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TROY
serves 3,591 people · EPA ID NC0362020
Water SourcePurchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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