188 Ridge Rd, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 188 Ridge Rd, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	2,368 sqft · built 1963
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Dec 2021)
Tax Bill	$15,780 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-04305-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`21-04305-0000-00006`
Alternative APN	`210430500006`

Interior

Stories	1 Story
Building Area	2,368 sqft Living Area
1st Floor Area	2,368 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	69,696 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	188 RIDGE RD
City	WATCHUNG
State	NJ
Zip	07069-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Subdivision	ESTATE/MARY WINIFRED EATON SEC
Legal Block	4305
Legal Lot Number	6
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	1
Census Block	1008
Census Tract	52300

Owner

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 RIDGE RD, WATCHUNG, NJ 07069-5429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Oct 20, 2021	Intrafamily Transfer, Transfer
Mar 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 18, 2019	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Jul 7, 1998 · Amount on Record
Deed Document Number	202174709
Deed Book / Page	7413 / 2506
Prior Transfer Date	Mar 12, 2019
Prior Transfer Doc	0000025551
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 29, 2021
Property Address	188 RIDGE RD, WATCHUNG, NJ 07069-5429
Document Number	0000074709
Book / Page	7413 / 2506
Instrument Date	Dec 3, 2021
Instrument	2021074709
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	LH SETTLEMENT SERVICES LLC, SETTLEMENT SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	668 CRAGMORE ST, 668, DENVER, CO 80221-3557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 RIDGE RD, WATCHUNG, NJ 07069-5429

Mortgage

Document Number	0000074710
Date	Dec 29, 2021
Instrument	2021074710

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Oct 20, 2021
Property Address	188 RIDGE RD, WATCHUNG, NJ 07069-5429
Document Number	0000062299
Book / Page	7393 / 2925
Instrument Date	Oct 19, 2021
Instrument	2021062299
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WASHINGTON AVE, SHORT HILLS, NJ 07078-2074

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 21, 2019
Property Address	188 RIDGE RD, WATCHUNG, NJ 07069-5429
Document Number	0000009367
Book / Page	007106 / 002218
Instrument Date	Mar 12, 2019
Instrument	9367
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	188 RIDGE RD WATCHUNG NJ 070695429, WATCHUNG, NJ 07069-5429

July 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 18, 2019
Property Address	188 RIDGE RD, WATCHUNG, NJ 07069-5429
Document Number	0000025551
Book / Page	007134 / 000120
Instrument Date	Mar 12, 2019
Instrument	25551
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	31 WASHINGTON AVE SHORT HILLS NJ 070782074, SHORT HILLS, NJ 07078-2074

Tax Assessment & Valuation

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$857,300 (+6.05%) Land $372,700 Building $484,600	$857,300 (+6.05%) Land $372,700 Building $484,600
2025	$15,780.00 (+6.61%)	$808,400 (+15.73%) Land $348,300 Building $460,100	$808,400 (+15.73%) Land $348,300 Building $460,100
2024	$14,801.00 (+5.2%)
2023		$698,500 Land $295,500 Building $403,000	$698,500 Land $295,500 Building $403,000
2022	$14,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 4 condo units
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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