Somerset County and Watchung Borough property record for 155 Ridge Rd, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 3,958 sqft · built 1978 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $945,000 (Jul 2004) |
| Tax Bill | $21,382 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04304-0000-00006 |
| Primary APN | 21-04304-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,958 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 65,340 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 155 RIDGE RD |
|---|---|
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-5428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R |
| Legal Description | INCL LOTS 27-12 |
| Legal Subdivision | MARY WINIFRED EATON ESTATES SE |
| Legal Block | 4304 |
| Legal Lot Number | 6 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 52300 |
Source: Somerset County and Watchung Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 155 RIDGE RD, WATCHUNG, NJ 07069-5428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2018 | Deed of Trust, Mortgage · Commercial Mortgage AFFINITY FCU |
| Apr 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2004 · Amount on Record |
| Deed Sale | Jul 12, 2004 · Amount on Record |
| Prior Sale | Sep 22, 2003 · Amount on Record |
| Deed Book / Page | 5615 / 1453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 155 RIDGE RD, WATCHUNG, NJ 07069-5428 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009637 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 7030/0781 |
| Instrument | 2018009637 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 155 RIDGE RD, WATCHUNG, NJ 07069-5428 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015015 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 7038/3101 |
| Instrument | 2018015015 |
| Name | REPUBLIC FIRST BANK |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19102 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,095,400 (-) Land $340,900 Building $754,500 | $1,095,400 (-) Land $340,900 Building $754,500 | |
| 2025 | $21,382.00 (+6.4%) | $1,095,400 (+15.32%) Land $340,900 Building $754,500 | $1,095,400 (+15.32%) Land $340,900 Building $754,500 |
| 2024 | $20,095.00 (+7.31%) | ||
| 2023 | $949,900 Land $289,200 Building $660,700 | $949,900 Land $289,200 Building $660,700 | |
| 2022 | $18,726.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 4 condo units |
| Nearby Flood Claims | 4 (1978–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: Xfinity.
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