131 Ridge Rd, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 131 Ridge Rd, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	2,802 sqft · built 1968
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,000 (May 2026)
Tax Bill	$14,086 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-04304-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`21-04304-0000-00008`
Alternative APN	`210430400008`

Interior

Stories	2 Stories
Building Area	2,802 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	65,340 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	131 RIDGE RD
City	WATCHUNG
State	NJ
Zip	07069-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Subdivision	MARY W EATON ESTATE SEC 02
Legal Block	4304
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	1
Census Block	1011
Census Tract	52300

Owner

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 RIDGE RD, WATCHUNG, NJ 07069-5428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed, Transfer · Conventional Mortgage WESTCOR LAND TITLE
Feb 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Deed Document Number	202612260
Deed Book / Page	7679 / 472
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	0000006385
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 4, 2026
Property Address	131 RIDGE RD, WATCHUNG, NJ 07069-5428
Document Number	0000012260
Book / Page	7679 / 472
Instrument Date	Apr 9, 2026
Instrument	2026.12260
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,899.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 RIDGE RD, WATCHUNG, NJ 07069-5428

Mortgage

Document Number	0000012261,
Date	May 4, 2026
Instrument	2026..12261

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET NJ
Recording Date	Feb 25, 2019
Property Address	131 RIDGE RD, WATCHUNG, NJ 07069-5428
Document Number	0000006385
Book / Page	007101 / 003763
Instrument Date	Feb 22, 2019
Instrument	6385
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 RIDGE RD WATCHUNG NJ 070695428, WATCHUNG, NJ 07069-5428

Tax Assessment & Valuation

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$765,800 (+6.13%) Land $364,800 Building $401,000	$765,800 (+6.13%) Land $364,800 Building $401,000
2025	$14,086.00 (+6.69%)	$721,600 (+15.9%) Land $340,900 Building $380,700	$721,600 (+15.9%) Land $340,900 Building $380,700
2024	$13,203.00 (+4.7%)
2023		$622,600 Land $289,200 Building $333,400	$622,600 Land $289,200 Building $333,400
2022	$12,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 4 condo units
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Xfinity.

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