Walton County property record for 188 Lower Jersey Rd, Covington, GA 30014
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,430 sqft · built 1990 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,462 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C0660-066-C |
| Primary APN | C0660-066-C |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,430 sqft Heated Area |
| 1st Floor Area | 1,224 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Terrain | Rolling |
| Garage Area | 594 sqft |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,534 sqft |
| Canopy | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5261 |
|---|---|
| Street Address | 188 LOWER JERSEY RD |
| City | COVINGTON |
| State | GA |
| Zip | 30014-0692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 WP2 |
| Legal Description | 10.00AC |
| Legal Subdivision | RECOMBINATION DIANNE MATHIS 01 |
| Jurisdiction | WALTON GA |
| Township / Civil Division | JERSEY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 110602 |
188 Lower Jersey Rd is owned and occupied by an individual who acquired it in April 2014.
Source: Walton County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 741 ADAMS CIR, SOCIAL CIRCLE, GA 30025-5348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2014 |
| Deed Sale | Apr 1, 2014 |
| Prior Sale | Apr 1, 2014 · Amount on File |
| Deed Document Number | 20142015-002069 |
| Deed Book / Page | 3795 / 204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 188 LOWER JERSEY RD, COVINGTON, GA 30014-0692 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 188 LOWER JERSEY RD, COVINGTON, GA 30014-0692 |
| Investor | Possibly a Property Investor |
| Document Number | 0048670000000290 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 0000004867/0000000290 |
| Instrument | 2021008975 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2046 |
The 2025 property tax bill for 188 Lower Jersey Rd was $6,462 with a homeowner's exemption.
Source: Walton County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Walton County |
| Municipality | Jersey City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,462.00 Homeowner's exemption | $235,192 Land $76,320 Building $158,872 | $587,980 Land $190,800 Building $397,180 |
| 2023 | $6,136.00 (-7.73%) Homeowner's exemption | $219,672 (+10.46%) Land $72,440 Building $147,232 | $549,180 (+10.46%) Land $181,100 Building $368,080 |
| 2022 | $6,650.00 Homeowner's exemption | $198,872 Land $67,760 Building $131,112 | $497,180 Land $169,400 Building $327,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Lower Jersey Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Lower Jersey Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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