156 Lower Jersey Rd, Covington, GA 30014 Property Records

Walton County property record for 156 Lower Jersey Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,410 sqft · built 2020
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Feb 2021)
Tax Bill	$5,290 (2025)
Deeds & Mortgages	Feb 2021 Sale Feb 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C0660-068`

Property Details

APN / Parcel Number

Primary APN	`C0660-068`
Alternative APN	`5263`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,410 sqft Heated Area
1st Floor Area	1,408 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Garage Area	498 sqft
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	5263
Street Address	156 LOWER JERSEY RD
City	COVINGTON
State	GA
Zip	30014-0692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 WP2
Legal Description	.91AC
Legal Subdivision	D GARY COKER
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2022
Census Tract	110602

Owner

156 Lower Jersey Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Walton County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	156 LOWER JERSEY RD, COVINGTON, GA 30014-0692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Warranty Deed, Transfer
Feb 9, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Jul 1, 2020	Deed of Trust, Construction Loan · Line of Credit LIBERTY FIRST BK
May 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2020	Loan Modification, Mortgage · Conventional Mortgage LIBERTY FIRST BK
Apr 25, 2017	Loan Modification, Mortgage · Conventional Mortgage LIBERTY FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Prior Sale	May 27, 2020 · Amount on File
Deed Document Number	2021643
Deed Book / Page	4785 / 417
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Feb 9, 2021
Property Address	156 LOWER JERSEY RD, COVINGTON, GA 30014-0692
Document Number	0047850432
Book / Page	4785 / 432
Instrument Date	Feb 9, 2021
Instrument	2021-000644
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 LOWER JERSEY RD, COVINGTON, GA 30014-0692

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Feb 9, 2021
Property Address	156 LOWER JERSEY RD, COVINGTON, GA 30014-0692
Document Number	0047850417
Book / Page	4785 / 417
Instrument Date	Feb 9, 2021
Instrument	2021-000643
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 LOWER JERSEY RD, COVINGTON, GA 30014-0692

Mortgage

Document Number	0047850000000418
Date	Feb 10, 2021
Book Page	0000004785/0000000418
Instrument	2021002474

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Recording Date	Jul 1, 2020
Property Address	156 LOWER JERSEY RD, COVINGTON, GA 30014-0692
Document Number	0046220281
Book / Page	004622 / 000281
Instrument Date	Jul 1, 2020
Instrument	8828
Transaction Type	Construction Loan
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	135 MAIN ST JERSEY GA 30018, JERSEY, GA 30018

Mortgage

Document Number	46220281
Date	Jul 1, 2020
Book Page	004622/000281
Instrument	8828

Lender

Name	LIBERTY FIRST BK
Type	Bank
Address	MONROE, GA 30655

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 30, 2021

Interest

Rate Type	Adjustable Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	May 27, 2020
Property Address	156 LOWER JERSEY RD, COVINGTON, GA 30014-0692
Document Number	0045970282
Book / Page	004597 / 000282
Instrument Date	May 27, 2020
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$20.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	156 LOWER JERSEY RD COVINGTON GA 300140692, COVINGTON, GA 30014-0692

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON GA
Property Address	156 LOWER JERSEY RD, COVINGTON, GA 30014-0692
Document Number	0045620033
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	129 MAIN ST JERSEY GA 30018, JERSEY, GA 30018

Mortgage

Document Number	0045620033
Date	Mar 27, 2020
Book Page	004562/000033
Instrument	3994

Lender

Name	LIBERTY FIRST BK
Type	Bank
Address	MONROE, GA 30655

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Mar 26, 2023

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON GA
Property Address	156 LOWER JERSEY RD, COVINGTON, GA 30014-0692
Document Number	0040630480
Book / Page	004063 / 000480
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 287 JERSEY GA 300180287, JERSEY, GA 30018-0287

Mortgage

Document Number	0040630480
Date	May 1, 2017
Book Page	004063/000480

Lender

Name	LIBERTY FIRST BK
Type	Bank
Address	MONROE, GA 30655

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 30, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 156 Lower Jersey Rd was $5,290 with a homeowner's exemption, up 5.1% from the year before.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Jersey City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,290.00 (+5.11%) Homeowner's exemption	$193,856 (+3.99%) Land $16,320 Building $177,536	$484,640 (+3.99%) Land $40,800 Building $443,840
2024	$5,033.00 (+0.68%) Homeowner's exemption	$186,416 (+6.34%) Land $16,320 Building $170,096	$466,040 (+6.34%) Land $40,800 Building $425,240
2023	$4,999.00 (-4.22%) Homeowner's exemption	$175,296 (+12.3%) Land $12,560 Building $162,736	$438,240 (+12.3%) Land $31,400 Building $406,840
2022	$5,219.00 Homeowner's exemption	$156,096 Land $11,400 Building $144,696	$390,240 Land $28,500 Building $361,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 156 Lower Jersey Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Lower Jersey Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower Jersey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures