155 Lower Jersey Rd, Covington, GA 30014 Property Records

Walton County property record for 155 Lower Jersey Rd, Covington, GA 30014

Property Summary

Property Type	Mobile Home
Details	1,680 sqft · built 1986
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Dec 2008)
Tax Bill	$1,450 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0660-065`

Property Details

APN / Parcel Number

Primary APN	`C0660-065`
Alternative APN	`5257`

Interior

Stories	1 Story
Building Area	1,680 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Material	Asbestos
Lot Area	62,726 sqft (1.44 acres)
Porch	Porch
Porch Area	192 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5257
Street Address	155 LOWER JERSEY RD
City	COVINGTON
State	GA
Zip	30014-0696
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1 WP2
Legal Description	1.44AC
Legal Subdivision	MICHAEL L HEAD & ARLENE HEAD S
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2028
Census Tract	110602

Owner

155 Lower Jersey Rd, a mobile home, is owned and occupied by two individuals who bought it in December 2008.

Source: Walton County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	155 LOWER JERSEY RD, COVINGTON, GA 30014-0696
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Nov 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2008 · Amount on File
Deed Sale	Dec 16, 2008 · Amount on File
Deed Book / Page	2982 / 441
Prior Transfer Date	Mar 28, 2008
Prior Transfer Doc	0002896270
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	155 LOWER JERSEY RD, COVINGTON, GA 30014-0696
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 LOWER JERSEY RD, COVINGTON, GA 30014-0696

Mortgage

Document Number	0055330000000071
Date	Sep 17, 2024
Book Page	0000005533/0000000071
Instrument	2024009876

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	155 LOWER JERSEY RD, COVINGTON, GA 30014-0696
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 LOWER JERSEY RD, COVINGTON, GA 30014-0696

Mortgage

Document Number	0054020000000137
Date	Nov 28, 2023
Book Page	0000005402/0000000137

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	155 LOWER JERSEY RD, COVINGTON, GA 30014-0696
Document Number	0043030123
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 LOWER JERSEY RD COVINGTON GA 300140696, COVINGTON, GA 30014-0696

Mortgage

Document Number	0043030123
Date	Nov 6, 2018
Book Page	004303/000123
Instrument	12734

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 5, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 155 Lower Jersey Rd was $1,450 with a homeowner's exemption, up 8.5% from the year before.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Jersey City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00 (+8.53%) Homeowner's exemption	$68,256 (+12.16%) Land $23,680 Building $44,576	$170,640 (+12.16%) Land $59,200 Building $111,440
2024	$1,336.00 (+46.65%) Homeowner's exemption	$60,856 (+78.53%) Land $23,680 Building $37,176	$152,140 (+78.53%) Land $59,200 Building $92,940
2023	$911.00 (-14.62%) Homeowner's exemption	$34,088 (+6.77%) Land $19,200 Building $14,888	$85,220 (+6.77%) Land $48,000 Building $37,220
2022	$1,067.00 Homeowner's exemption	$31,928 Land $17,040 Building $14,888	$79,820 Land $42,600 Building $37,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 155 Lower Jersey Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Lower Jersey Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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