188 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 188 Central St, Rowley, MA 01969

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,980 sqft · built 1928
Lot Size1.54 acres (67,405 sqft)
Owner2 Company Names on Record
Last Sale$102,000 (Apr 1989)
Tax Bill$7,645 (2026)
Deeds & MortgagesOct 2025 Transfer
Flood ZoneZone X (minimal risk)
APNROWL M:0022 B:0001 L:0000

Property Details

APN / Parcel Number

Primary APNROWL M:0022 B:0001 L:0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,980 sqft Living Area
Gross Area3,062 sqft
Basement Area875 sqft
Unfinished Basement875 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleCape Cod
Exterior MaterialWood Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area67,405 sqft (1.54 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address188 CENTRAL ST
CityROWLEY
StateMA
Zip01969-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOUT
Legal Block1
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1037
Census Tract270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address188 CENTRAL ST, ROWLEY, MA 01969-1317
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 1989 · Amount on Record
Deed SaleApr 11, 1989 · Amount on Record
Prior SaleMay 18, 1988 · Amount on Record
Last Transfer DateSep 17, 2025
Transfer Doc042981-250
Record UpdatedOct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateOct 1, 2025
Property Address188 CENTRAL ST, ROWLEY, MA 01969-1317
Document Number042981-250
Book / Page42981 / 250
Instrument DateSep 17, 2025
Instrument20251001001750
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 CENTRAL ST, ROWLEY, MA 01969-1317

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,645.00 (+5.25%)$632,300 (+2.45%) Land $320,200 Building $312,100$675,788 (+4.09%)
2025$7,264.00 (+7.65%)$617,200 (+10.67%) Land $305,100 Building $312,100$649,230
2024$6,748.00 (+2.62%)$557,700 (+10.41%) Land $290,600 Building $267,100
2023$6,576.00$505,100 Land $252,300 Building $252,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central St

Nearby Streets

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