Essex County and Rowley Town property record for 163 Central St, Rowley, MA 01969 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 3,063 sqft · built 1933 |
| Lot Size | 5.49 acres (239,467 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,000 (May 1998) |
| Tax Bill | $9,915 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0028 B:0049 L:0000 |
| Primary APN | ROWL M:0028 B:0049 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,063 sqft Living Area |
| Gross Area | 6,323 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 239,467 sqft (5.49 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 163 CENTRAL ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1322 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 49 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0028 B:0049 L:0000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 163 CENTRAL ST, ROWLEY, MA 01969-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT |
| Apr 19, 2022 | Deed, Transfer |
| May 08, 2017 | Deed of Trust, Mortgage PROVIDENT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 1998 · Amount on Record |
| Deed Sale | May 13, 1998 · Amount on Record |
| Prior Sale | Jul 18, 1996 · Amount on Record |
| Deed Book / Page | 14803 / 271 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 163 CENTRAL ST, ROWLEY, MA 01969-1322 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041135-351 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 41135/351 |
| Instrument | 20220817001720 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Apr 19, 2022 |
| Property Address | 163 CENTRAL ST, ROWLEY, MA 01969-1322 |
| Document Number | 0040873-57 |
| Book / Page | 40873 / 57 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 20220419003040 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 CENTRAL ST, ROWLEY, MA 01969-1322 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 163 CENTRAL ST, ROWLEY, MA 01969-1322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35850-212 |
|---|---|
| Date | May 08, 2017 |
| Book Page | 35850/212 |
| Instrument | 250 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Amount | Amount Recorded |
|---|
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,915.00 (+1.09%) | $842,400 (+3.92%) Land $354,900 Building $487,500 |
| 2024 | $9,808.00 (+9.8%) | $810,600 (+18.15%) Land $338,000 Building $472,600 |
| 2023 | $8,933.00 | $686,100 Land $287,900 Building $398,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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