163R Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 163R Central St, Rowley, MA 01969

Property Summary

Property Type	Private Utility (Electric, Water, Gas, Etc.)
Lot Size	10.2 acres (448,120 sqft)
Owner	Individual Name on Record
Tax Bill	$4,888 (2025)
Deeds & Mortgages	Jun 2021 Refinance Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0028 B:0050 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0028 B:0050 L:0000`

Exterior

Lot Area	448,120 sqft (10.2 acres)

Location & Zoning

Street Address	163R CENTRAL ST
City	ROWLEY
State	MA
Zip	01969-1322
Property Category	Public Works
Property Type	Public Works > Private Utility (Electric, Water, Gas, Etc.)
Legal Block	50
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1036
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	163 CENTRAL ST, ROWLEY, MA 01969-1322
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT BANK
Apr 19, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	163R CENTRAL ST, ROWLEY, MA 01969-1322
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039989-510
Date	Jun 17, 2021
Book Page	39989/510
Instrument	20210617001460

Lender

Name	PROVIDENT BANK
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWLEY MA
Recording Date	Apr 19, 2022
Property Address	163R CENTRAL ST, ROWLEY, MA 01969-1322
Document Number	0040873-60
Book / Page	40873 / 60
Instrument Date	Apr 12, 2022
Instrument	20220419003050
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	163R CENTRAL ST, ROWLEY, MA 01969-1322

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,888.00 (+2.13%)	$415,300 (+5.01%) Land $415,300
2024	$4,786.00 (+11.04%)	$395,500 (+19.49%) Land $395,500
2023	$4,310.00	$331,000 Land $331,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central St

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