1866 Sentry Oak Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1866 Sentry Oak Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,627 sqft · built 2002
Lot Size	0.413 acres (18,030 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Jan 2024)
Tax Bill	$6,734 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014266-015-08`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014266-015-08`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,627 sqft Heated Area
Gross Area	3,372 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,030 sqft (0.413 acres)
Garage Area	525 sqft
Pool Area	360 sqft
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1866 SENTRY OAK CT
City	FLEMING ISLAND
State	FL
Zip	32003-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 8 MARGARET'S WALK AS REC OR 4789 PG 656
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	MARGARETS WALK/FLEMING ISLAND
Legal Lot Number	8
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2002
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1866 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Nov 13, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	2024003297
Deed Book / Page	4789 / 656
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 24, 2024
Property Address	1866 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3764
Document Number	0047890656
Book / Page	4789 / 656
Map Reference	MB 34 PG 44-57
Instrument Date	Jan 17, 2024
Instrument	2024003297
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 HIDDEN PALMS LN # 101, 101, PONTE VEDRA BEACH, FL 32082-4093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1866 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3764

Mortgage

Document Number	0004789658
Date	Jan 24, 2024
Instrument	4789/658

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 11, 2022
Property Address	1866 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3764
Document Number	0046380723
Book / Page	4638 / 723
Map Reference	MB 34 PG 44-57
Instrument Date	Aug 10, 2022
Instrument	2022049280
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,709.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 HODGES BLVD APT 4013, 4090, JACKSONVILLE, FL 32224-4229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1866 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3764

Mortgage

Document Number	0004638725
Date	Aug 11, 2022
Instrument	4638/725

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1866 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3764
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1866 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3764

Mortgage

Document Number	0044211833
Date	Feb 26, 2021
Book Page	4421/1833
Instrument	2021012094

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 13, 2017
Property Address	1866 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3764
Document Number	0040290203
Book / Page	004029 / 000203
Instrument Date	Nov 1, 2017
Instrument	57407
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	BEACHES TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	501 E BAY ST JACKSONVILLE FL 322022927, JACKSONVILLE, FL 32202-2927

Mortgage

Document Number	40290205
Date	Nov 13, 2017
Book Page	004029/000205
Instrument	57408

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,734.00 (-25.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$491,698 (-1.33%) Land $80,000 Building $411,698	$491,698 (-1.33%) Land $80,000 Building $411,698
2023	$9,016.00 (+47.51%) Homeowner's exemption	$498,304 (+57.49%) Land $80,000 Building $418,304	$498,304 (+18.01%) Land $80,000 Building $418,304
2022	$6,112.00 Homeowner's exemption	$316,402	$422,255 Land $60,000 Building $362,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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