Mille Lacs County property record for 1876 Topack Rd, Isle, MN 56342
| Property Type | Single Family Home |
|---|---|
| Details | 1,204 sqft · built 1997 |
| Lot Size | 1.31 acres (57,281 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,796 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-850-0140 |
| Primary APN | 08-850-0140 |
|---|
| Building Area | 1,204 sqft Total Area |
|---|---|
| Basement Area | 1,104 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 57,281 sqft (1.31 acres) |
| Garage Type | Mixed |
| Garage Area | 1,140 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 280 sqft |
| Street Address | 1876 TOPACK RD |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-2652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 12 |
| Legal Subdivision | TORCHLIGHT MEADOWS |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ISLE HARBOR |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 970100 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1876 TOPACK RD, ISLE, MN 56342-2652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1876 TOPACK RD, ISLE, MN 56342-2652 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | A427224 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | A427224 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1876 TOPACK RD, ISLE, MN 56342-2652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | A407387 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | A407387 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 27, 2023 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Isle Harbor Township |
| Unified School District | Isle Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,796.00 (+6.39%) | $315,100 (+1.55%) Land $48,500 Building $266,600 | $315,100 (+1.55%) Land $48,500 Building $266,600 |
| 2025 | $310,300 (+15.87%) Land $48,500 Building $261,800 | $310,300 (+15.87%) Land $48,500 Building $261,800 | |
| 2023 | $2,628.00 | $267,800 Land $46,500 Building $221,300 | $267,800 Land $46,500 Building $221,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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