Mille Lacs County property record for 1774 Topack Rd, Isle, MN 56342
| Property Type | Single Family Home |
|---|---|
| Details | 1,240 sqft · built 2001 |
| Lot Size | 1.47 acres (64,039 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $222,000 (Dec 2019) |
| Tax Bill | $3,094 (2026) |
| Deeds & Mortgages | May 2019 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-850-0120 |
| Primary APN | 08-850-0120 |
|---|
| Building Area | 1,240 sqft Living Area |
|---|---|
| Basement Area | 1,240 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 64,039 sqft (1.47 acres) |
| Garage Type | Mixed |
| Garage Area | 1,624 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 168 sqft |
| Storage Building | Storage Building |
| Street Address | 1774 TOPACK RD |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-2678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 12 |
| Legal Subdivision | TORCHLIGHT MEADOWS |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ISLE HARBOR |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 970100 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1774 TOPACK RD, ISLE, MN 56342-2678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WOODLANDS NATIONAL BANK |
| Dec 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Nov 9, 2018 | Warranty Deed, Transfer EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on Record |
| Deed Sale | Dec 31, 2019 · Amount on Record |
| Prior Sale | Nov 9, 2018 · Amount on Record |
| Deed Document Number | 2019415096 |
| Prior Transfer Date | Nov 18, 2010 |
| Prior Transfer Doc | A365509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1774 TOPACK RD, ISLE, MN 56342-2678 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A411402 |
|---|---|
| Date | May 15, 2019 |
| Instrument | A411402 |
| Name | WOODLANDS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 1, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 31, 2019 |
| Property Address | 1774 TOPACK RD, ISLE, MN 56342-2678 |
| Document Number | A415096 |
| Instrument Date | Jul 10, 2019 |
| Instrument | A415096 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $732.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1774 TOPACK RD, ISLE, MN 56342-2678 |
| Document Number | A415097 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | A415097 |
| Name | US BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Nov 9, 2018 |
| Property Address | 1774 TOPACK RD, ISLE, MN 56342-2678 |
| Document Number | A409062 |
| Instrument Date | Nov 6, 2018 |
| Instrument | A409062 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $582.45 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1774 TOPACK RD, ISLE, MN 56342-2678 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Isle Harbor Township |
| Unified School District | Isle Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,094.00 (+6.32%) | $346,000 (+1.85%) Land $48,500 Building $297,500 | $346,000 (+1.85%) Land $48,500 Building $297,500 |
| 2025 | $2,910.00 (+6.05%) Homeowner's exemption | $339,700 (+16.1%) Land $48,500 Building $291,200 | $339,700 (+16.1%) Land $48,500 Building $291,200 |
| 2023 | $2,744.00 | $292,600 Land $46,500 Building $246,100 | $292,600 Land $46,500 Building $246,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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