1774 Topack Rd, Isle, MN 56342 Property Records

Mille Lacs County property record for 1774 Topack Rd, Isle, MN 56342

Property Summary

Property TypeSingle Family Home
Details1,240 sqft · built 2001
Lot Size1.47 acres (64,039 sqft)
Owner2 Individual Names on Record
Last Sale$222,000 (Dec 2019)
Tax Bill$3,094 (2026)
Deeds & MortgagesMay 2019 Mortgage
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-850-0120

Property Details

APN / Parcel Number

Primary APN08-850-0120

Interior

Building Area1,240 sqft Living Area
Basement Area1,240 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area64,039 sqft (1.47 acres)
Garage TypeMixed
Garage Area1,624 sqft
Parking Spaces6 Parking Spaces
Deck Area168 sqft
Storage BuildingStorage Building

Location & Zoning

Street Address1774 TOPACK RD
CityISLE
StateMN
Zip56342-2678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range25
Legal Township42
Legal Section12
Legal SubdivisionTORCHLIGHT MEADOWS
Legal Block2
Legal Lot Number4
JurisdictionMILLE LACS MN
Township / Civil DivisionISLE HARBOR
Census Block Group1
Census Block1024
Census Tract970100

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1774 TOPACK RD, ISLE, MN 56342-2678
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
WOODLANDS NATIONAL BANK
Dec 31, 2019Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Nov 9, 2018Warranty Deed, Transfer
EAST CENTRAL TITLE LLC, EAST CENTRAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2019 · Amount on Record
Deed SaleDec 31, 2019 · Amount on Record
Prior SaleNov 9, 2018 · Amount on Record
Deed Document Number2019415096
Prior Transfer DateNov 18, 2010
Prior Transfer DocA365509
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address1774 TOPACK RD, ISLE, MN 56342-2678
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA411402
DateMay 15, 2019
InstrumentA411402
Lender
NameWOODLANDS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 1, 2024
Interest
Rate TypeFixed Rate

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateDec 31, 2019
Property Address1774 TOPACK RD, ISLE, MN 56342-2678
Document NumberA415096
Instrument DateJul 10, 2019
InstrumentA415096
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$732.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1774 TOPACK RD, ISLE, MN 56342-2678

Mortgage

Document NumberA415097
DateDec 31, 2019
InstrumentA415097
Lender
NameUS BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateNov 9, 2018
Property Address1774 TOPACK RD, ISLE, MN 56342-2678
Document NumberA409062
Instrument DateNov 6, 2018
InstrumentA409062
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyEAST CENTRAL TITLE LLC, EAST CENTRAL TITLE

Transaction

AmountAmount Recorded
Tax$582.45
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1774 TOPACK RD, ISLE, MN 56342-2678

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionIsle Harbor Township
Unified School DistrictIsle Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,094.00 (+6.32%)$346,000 (+1.85%) Land $48,500 Building $297,500$346,000 (+1.85%) Land $48,500 Building $297,500
2025$2,910.00 (+6.05%) Homeowner's exemption$339,700 (+16.1%) Land $48,500 Building $291,200$339,700 (+16.1%) Land $48,500 Building $291,200
2023$2,744.00$292,600 Land $46,500 Building $246,100$292,600 Land $46,500 Building $246,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 69% of Minnesota
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20

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