Mille Lacs County property record for 1838 Topack Rd, Isle, MN 56342
| Property Type | Single Family Home |
|---|---|
| Details | 1,198 sqft · built 1999 |
| Lot Size | 1.28 acres (55,854 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Jul 2019) |
| Tax Bill | $2,592 (2026) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-850-0130 |
| Primary APN | 08-850-0130 |
|---|
| Building Area | 1,198 sqft Living Area |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 55,854 sqft (1.28 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 180 sqft |
| Storage Building | Storage Building |
| Street Address | 1838 TOPACK RD |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-2652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 12 |
| Legal Subdivision | TORCHLIGHT MEADOWS |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ISLE HARBOR |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 970100 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1838 TOPACK RD, ISLE, MN 56342-2652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on Record |
| Deed Sale | Jul 11, 2019 · Amount on Record |
| Deed Document Number | 2019412158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 11, 2019 |
| Property Address | 1838 TOPACK RD, ISLE, MN 56342-2652 |
| Document Number | 000A412158 |
| Instrument Date | Jun 6, 2019 |
| Instrument | A412158 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1838 TOPACK RD, ISLE, MN 56342-2652 |
| Document Number | 000A412161 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | A412161 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Isle Harbor Township |
| Unified School District | Isle Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,592.00 (+8.18%) | $295,500 (+1.76%) Land $48,500 Building $247,000 | $295,500 (+1.76%) Land $48,500 Building $247,000 |
| 2025 | $290,400 (+16.3%) Land $48,500 Building $241,900 | $290,400 (+16.3%) Land $48,500 Building $241,900 | |
| 2023 | $2,396.00 | $249,700 Land $46,500 Building $203,200 | $249,700 Land $46,500 Building $203,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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