Charles County property record for 18754 Potomac Ave, Benedict, MD 20612
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 842 sqft · built 1940 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,500 (Jun 2025) |
| Tax Bill | $7,375 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-004459 |
| Primary APN | 09-004459 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 842 sqft Gross Area |
| 1st Floor Area | 842 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| View / Lot | Commercial/Industrial |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 004459 |
|---|---|
| Street Address | 18754 POTOMAC AVE |
| City | BENEDICT |
| State | MD |
| Zip | 20612 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RV |
| Legal Description | P/O L 37-39 BRESNAHANS SUB |
| Legal Subdivision | BRESNAHANS SUB |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 9, HUGHESVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 851402 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18754 POTOMAC AVE, BENEDICT, MD 20612 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 3, 2024 | Intrafamily Transfer, Transfer |
| Aug 13, 2019 | Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MORTGAGE |
| Aug 26, 2021 | Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 24, 2018 | Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | Aug 26, 2021 · Amount on Record |
| Deed Book / Page | 13706 / 422 |
| Prior Transfer Date | May 2, 2025 |
| Prior Transfer Doc | 1370000422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 3, 2024 |
| Property Address | 18754 POTOMAC AVE, BENEDICT, MD 20612 |
| Document Number | 0132490219 |
| Book / Page | 13249 / 219 |
| Map Reference | LB WMA 45 FO 135 |
| Instrument Date | Mar 27, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 18754 POTOMAC AVE, BENEDICT, MD 20612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | TRUSTED TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0107440482 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 10744/482 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 26, 2021 |
| Property Address | 18754 POTOMAC AVE, BENEDICT, MD 20612 |
| Document Number | 0120330368 |
| Book / Page | 12033 / 368 |
| Map Reference | LB WMA 45 FO 135 |
| Instrument Date | Jul 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | BAYVIEW TITLE, BAYVIEW TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,882.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 18754 POTOMAC AVE, BENEDICT, MD 20612 |
| Document Number | 12033373 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 12033/373 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 24, 2018 |
| Property Address | 18754 POTOMAC AVE, BENEDICT, MD 20612 |
| Document Number | 0104350443 |
| Book / Page | 10435 / 443 |
| Map Reference | LB WMA45 FO135 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,536.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 18754 POTOMAC AVE, BENEDICT, MD 20612 |
| Document Number | 0010435451 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 10435/451 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,300 (+5.4%) Land $85,000 Building $153,300 | $238,300 (-) Land $85,000 Building $153,300 | |
| 2025 | $7,375.00 (+148.32%) | $226,100 (+12.1%) | $238,300 (+18.15%) Land $85,000 Building $153,300 |
| 2023 | $2,970.00 (+27.19%) | $201,700 (+8.21%) Land $85,000 Building $116,700 | $201,700 (-) Land $85,000 Building $116,700 |
| 2022 | $2,335.00 | $186,400 | $201,700 Land $85,000 Building $116,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1989–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENEDICT serves 376 people · EPA ID MD0080062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
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