18732 E River Rd S, Silverhill, AL 36576 Property Records

Baldwin County property record for 18732 E River Rd S, Silverhill, AL 36576

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,448 sqft · built 2006
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Tax Bill	$928 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-09-30-0-000-004.001`

Property Details

APN / Parcel Number

Primary APN	`47-09-30-0-000-004.001`
Alternative APNs	`189000` `54455`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,448 sqft Heated Area
1st Floor Area	1,448 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Lot Dimensions	536 ft deep x 161 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	189000
Street Address	18732 E RIVER RD S
City	SILVERHILL
State	AL
Zip	36576-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	161.6' X 536'(S) PT OF LOT 5 RIVIERVIEW ESTATES DESC AS BEGAT SW COR OF LOT 5 RN N 161.6', TH E 536'(S), TH S 161.6', TH W 53
Legal Subdivision	RIVIERVIEW ESTATES
Legal Lot Number	5
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	1
Census Block	1046
Census Tract	10907

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18732 E RIVER RD S, SILVERHILL, AL 36576-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	18732 E RIVER RD S, SILVERHILL, AL 36576-3002
Document Number	0001875821
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18732 E RIVER RD S SILVERHILL AL 365763002, SILVERHILL, AL 36576-3002

Mortgage

Document Number	0001875821
Date	Dec 8, 2020
Instrument	1875821

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$928.00 (+6.06%) Homeowner's exemption
2025	$875.00 (+14.68%)	$29,360 (+12.58%) Land $9,200 Building $20,160	$299,600 (+15.01%) Land $94,000 Building $205,600
2023	$763.00 (+36.98%) Homeowner's exemption	$26,080 (+34.29%)	$260,500 (+34.21%) Land $69,500 Building $191,000
2022	$557.00 (+25.73%) Homeowner's exemption	$19,420	$194,100 Land $61,100 Building $133,000
2021	$443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (2005–2020)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 11 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE only, no 5G reported

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