18648 E River Rd S, Silverhill, AL 36576 Property Records

Baldwin County property record for 18648 E River Rd S, Silverhill, AL 36576

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,084 sqft · built 2012
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$1,132 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`47-09-30-0-000-006.001`

Property Details

APN / Parcel Number

Primary APN	`47-09-30-0-000-006.001`
Alternative APNs	`264097` `231194`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,084 sqft Heated Area
1st Floor Area	1,864 sqft
Upper Floors Area	220 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	404 ft deep x 323 ft wide

Exterior Amenities

Pool Area	576 sqft
Porch	Porch
Porch Area	900 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	231194
Street Address	18648 E RIVER RD S
City	SILVERHILL
State	AL
Zip	36576-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	323.3' X 404.3' BEG AT THE NW COR LOT 7 RIVERVIEW ESTATES SUB SLIDE 638-A (PB7 PG97) TH RUN E 404.3' TH S 323.3', TH W 404.3'
Legal Subdivision	RIVIERVIEW ESTATES
Legal Lot Number	7
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	1
Census Block	1046
Census Tract	10907

Owner

Source: Baldwin County records · APN 47-09-30-0-000-006.001

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18648 E RIVER RD S, SILVERHILL, AL 36576-3025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 13, 2007
Transfer Doc	0001056438
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	18648 E RIVER RD S, SILVERHILL, AL 36576-3025
Document Number	0001825563
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 08, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18648 E RIVER RD S SILVERHILL AL 365763025, SILVERHILL, AL 36576-3025

Mortgage

Document Number	0001825563
Date	Apr 29, 2020
Instrument	1825563

Lender

Name	ALABAMA CU
Type	Credit Union
Address	TUSCALOOSA, AL 35401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 28, 2035

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,132.00 (+14.23%)	$46,580 (+12.89%) Land $11,860 Building $34,720	$474,000 (+14.94%) Land $120,800 Building $353,200
2023	$991.00 (+19.4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$41,260 (+19.04%)	$412,400 (+19.05%) Land $85,900 Building $326,500
2022	$830.00 (+26.91%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$34,660	$346,400 Land $75,500 Building $270,900
2021	$654.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (2005–2020)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 11 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FAIRHOPE serves 59,850 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.