18663 E River Rd S, Silverhill, AL 36576 Property Records

Baldwin County property record for 18663 E River Rd S, Silverhill, AL 36576

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,470 sqft · built 1992
Lot Size	3.02 acres (131,551 sqft)
Owner	Individual Name on Record
Tax Bill	$1,878 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`47-09-30-0-000-010`

Property Details

APN / Parcel Number

Primary APN	`47-09-30-0-000-010`
Alternative APNs	`160642` `7840`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,470 sqft Heated Area
1st Floor Area	2,080 sqft
Upper Floors Area	1,390 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	131,551 sqft (3.02 acres)
Lot Dimensions	585 ft deep x 260 ft wide
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	160642
Street Address	18663 E RIVER RD S
City	SILVERHILL
State	AL
Zip	36576-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	260'(S) X 660' IRR BEG NE COR SEC 30 RUN S 2661', TH W 1262'ALG SD 1/2 SEC LINE TO PT ON THE W SIDE OF A 50' R/W, TH N 600' F
Legal Subdivision	JOSEPH DRIVE
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	1
Census Block	1046
Census Tract	10907

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18663 E RIVER RD S, SILVERHILL, AL 36576-3001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK
Jul 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2012
Deed Sale	Aug 22, 2012
Deed Document Number	20121355016
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	18663 E RIVER RD S, SILVERHILL, AL 36576-3001
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001704779
Date	Jun 28, 2018
Instrument	1704779

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 24, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	18663 E RIVER RD S, SILVERHILL, AL 36576-3001
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001709646
Date	Jul 24, 2018
Instrument	1709646

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	118 Months
Due	May 24, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,878.00 (+24.95%) Homeowner's exemption
2025	$1,503.00 (+19.76%)	$49,620 (+18.31%) Land $14,400 Building $35,220	$519,400 (+23.9%) Land $150,700 Building $368,700
2023	$1,255.00 (+6.99%) Homeowner's exemption	$41,940 (+6.72%)	$419,200 (+6.69%) Land $114,100 Building $305,100
2022	$1,173.00 (+26.4%) Homeowner's exemption	$39,300	$392,900 Land $108,700 Building $284,200
2021	$928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (2005–2020)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 11 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE only, no 5G reported

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