1872 Stuart St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1872 Stuart St, Schenectady, NY 12303 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage1,140 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
GarageDetached, 476 sqft
Last Sale$185,000 (2026)
Tax Bill$4,397.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.9-9-4.1
Alternative APN
  • 280005900900090040010000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,140 sqft Living Area
1st Floor1,140 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1985
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,148 sqft (0.21 acres)
Depth X Width250 ft x 36 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area476 sqft Garage
Porch Area162 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1872 STUART ST
CitySCHENECTADY
StateNY
Zip12303-4005
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block9
Legal Lot Number4.001
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup4
Census Block4006
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.9-9-4.1

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address217 7TH AVE, 1, WATERVLIET, NY 12189-3891
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2026Warranty Deed, Transfer · Conventional Mortgage
BAY VIEW FEDERAL CREDIT UNION
Jul 10, 2023Warranty Deed, Transfer
COMMUNITY ABSTRACT CORPORATION, COMMUNITY ABSTRACT & TTL COR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 03, 2026 · Amount on Record
Deed SaleApr 03, 2026 · Amount on Record
Prior SaleJul 10, 2023 · Amount on Record
Deed Doc Number20267618
Deed Book / Page2169 / 663
Prior Transfer DateJan 24, 2006
Prior Transfer Doc1728000225
Record RefreshedJun 08, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 03, 2026
Property Address1872 STUART ST, SCHENECTADY, NY 12303-4005
Document Number0000007618
Book / Page2169 / 663
Instrument DateMar 30, 2026
Instrument2026.7618
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$74,740.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007619,
DateApr 03, 2026
Instrument2026.7619
Lender
NameBAY VIEW FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 10, 2023
Property Address1872 STUART ST, SCHENECTADY, NY 12303-4005
Document Number0000039267
Book / Page2111 / 579
Instrument DateJun 23, 2023
Instrument202339267
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCOMMUNITY ABSTRACT CORPORATION, COMMUNITY ABSTRACT & TTL COR

Transaction

AmountAmount Recorded
Tax$220.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address42 PINE GROVE AVE, BALLSTON SPA, NY 12020-3559

Transferred To (Grantee/Buyer)

NameVerified Name
Address1872 STUART ST, SCHENECTADY, NY 12303-4005

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,397.00$120,000 (-) Land $9,500 Building $110,500$184,600 (+16.91%) Land $14,614 Building $169,986
2023$120,000 Land $9,500 Building $110,500$157,900 Land $12,500 Building $145,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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