Schenectady County and Rotterdam Town property record for 1860 Stuart St, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,224 sqft · built 1965 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Dec 2023) |
| Tax Bill | $4,397 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.9-9-6 |
| Primary APN | 422800 59.9-9-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 756 sqft |
| 2nd Floor Area | 468 sqft |
| Upper Floors Area | 351 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 125 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1860 STUART ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R,G2,SHDM HAM-345 PT 344 2.-175-2 |
| Legal Subdivision | LOTS BELONGING TO MARTIN HAM |
| Legal Block | 9 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.9-9-6
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1860 STUART ST, SCHENECTADY, NY 12303-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUONTIC BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2023 · Amount on Record |
| Deed Sale | Dec 01, 2023 · Amount on Record |
| Prior Sale | Apr 12, 2012 · Amount on Record |
| Deed Document Number | 202367870 |
| Deed Book / Page | 2120 / 530 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 01, 2023 |
| Property Address | 1860 STUART ST, SCHENECTADY, NY 12303-4005 |
| Document Number | 0000067870 |
| Book / Page | 2120 / 530 |
| Map Reference | CAB A MAP 68&69 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 202367870 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1054 CENTRAL AVE, ALBANY, NY 12205-3562 |
| Name | Verified Name |
|---|---|
| Address | 3 HUSTON ST # 1, 1, SCOTIA, NY 12302-2035 |
| Document Number | 0000067871 |
|---|---|
| Date | Dec 01, 2023 |
| Instrument | 202367871 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 13, 2021 |
| Property Address | 1860 STUART ST, SCHENECTADY, NY 12303-4005 |
| Document Number | 0000045051 |
| Book / Page | 2067 / 80 |
| Map Reference | CAB A MAP 68&69 |
| Instrument Date | Sep 09, 2021 |
| Instrument | 202145051 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $552.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 589 FORT HUNTER RD, AMSTERDAM, NY 12010-8109 |
| Name | Verified Name |
|---|---|
| Address | 1054 CENTRAL AVE, ALBANY, NY 12205-3562 |
| Document Number | 0000045052 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 202145052 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,397.00 | $120,000 (-) Land $6,800 Building $113,200 | $184,600 (+16.91%) Land $10,461 Building $174,139 |
| 2023 | $120,000 (-) Land $6,800 Building $113,200 | $157,900 (+9.2%) Land $8,948 Building $148,952 | |
| 2022 | $120,000 Land $6,800 Building $113,200 | $144,600 Land $8,194 Building $136,406 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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