1820 Stuart St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1820 Stuart St, Schenectady, NY 12303

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4 bd · 3 ba · 2,312 sqft · built 1985
Lot Size0.59 acres (25,700 sqft)
OwnerCompany Name on File
Tax Bill$4,944 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.9-9-10

Property Details

APN / Parcel Number

Primary APN422800 59.9-9-10
Alternative APNs
  • 280005900900090100000000
  • 422800 59.9-9-10.1

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Units4 Units
Stories2 Stories
Building Area2,312 sqft Total Area
1st Floor Area1,156 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area25,700 sqft (0.59 acres)
Lot Dimensions125 ft deep x 119 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,023 sqft
Patio Area308 sqft
Shed1 Shed
Gazebo193 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1820 STUART ST
CitySCHENECTADY
StateNY
Zip12303-4061
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeB-1
Legal DescriptionR,HBF,2-TLSH,MERC,ADD HAM REVD-335,336,337,338 2.-174-19.A
Legal Block9
Legal Lot Number10.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4006
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address44 CRIMSON CIR, TROY, NY 12180-2528
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 28, 2023
Property Address1820 STUART ST, SCHENECTADY, NY 12303-4061
Document Number0000037580
Book / Page2110 / 819
Map ReferenceCAB A MAP 68&69
Instrument DateJun 16, 2023
Instrument202337580
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3212 DELMAR AVE, SCHENECTADY, NY 12306-1302

Transferred To (Grantee/Buyer)

NameVerified Name
Address3212 DELMAR AVE, SCHENECTADY, NY 12306-1302

Mortgage

Document Number0000037581
DateJun 28, 2023
Instrument202337581
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,944.00$361,800 (+3.37%) Land $26,100 Building $335,700$556,600 (+20.87%) Land $40,153 Building $516,447
2023$350,000 Land $14,300 Building $335,700$460,500 Land $18,815 Building $441,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks Holding
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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