Sherburne County property record for 18716 Traverse Ln, Big Lake, MN 55309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,021 sqft · built 2007 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jul 2026) |
| Tax Bill | $3,680 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-524-0608 |
| Primary APN | 65-524-0608 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,021 sqft Living Area |
| 1st Floor Area | 1,021 sqft |
| Basement Area | 813 sqft |
| Finished Basement | 813 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Deck Area | 218 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 30543 |
|---|---|
| Street Address | 18716 TRAVERSE LN |
| City | BIG LAKE |
| State | MN |
| Zip | 55309-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, BLK 6 |
| Legal Range | 27W |
| Legal Township | 33N |
| Legal Section | 30 |
| Legal Subdivision | MEADOWS OF BIG LAKE |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | BIG LAKE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30410 |
18716 Traverse Ln is owned and occupied by an individual who bought it in July 2026.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18716 TRAVERSE LN, BIG LAKE, MN 55309-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Mar 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | Jul 16, 2008 · Amount on File |
| Deed Document Number | 2026999854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jul 2, 2026 |
| Property Address | 18716 TRAVERSE LN, BIG LAKE, MN 55309-4703 |
| Document Number | 0000999854 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026999854 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $119,988.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18716 TRAVERSE LN, BIG LAKE, MN 55309-4703 |
| Document Number | 0000999855, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 2026999855 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 18716 TRAVERSE LN, BIG LAKE, MN 55309-4703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000869119 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 869119 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 5, 2034 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 18716 Traverse Ln was $3,680 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Big Lake City |
| County | Sherburne County |
| Unified School District | Big Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,600 (+2.82%) Land $85,000 Building $228,600 | $313,600 (+2.82%) Land $85,000 Building $228,600 | |
| 2025 | $3,680.00 | $305,000 Land $85,000 Building $220,000 | $305,000 Land $85,000 Building $220,000 |
| 2023 | $3,638.00 | $305,300 Land $85,000 Building $220,300 | |
| 2021 | $305,300 Land $85,000 Building $220,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18716 Traverse Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18716 Traverse Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Big Lake serves 13,056 people · EPA ID MN1710002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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