18708 Traverse Ln, Big Lake, MN 55309 Property Records

Sherburne County property record for 18708 Traverse Ln, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,004 sqft · built 2005
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$208,700 (Apr 2006)
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`65-524-0612`

Property Details

APN / Parcel Number

Primary APN	`65-524-0612`
Alternative APNs	`65-00524-0612` `30545`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	775 sqft
Finished Basement	775 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Deck Area	496 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30545
Street Address	18708 TRAVERSE LN
City	BIG LAKE
State	MN
Zip	55309-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 6
Legal Range	27W
Legal Township	33N
Legal Section	30
Legal Subdivision	MEADOWS OF BIG LAKE
Legal Block	6
Legal Lot Number	6
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	3
Census Block	3017
Census Tract	30410

Owner

18708 Traverse Ln is owned and occupied by two individuals who bought it in April 2006.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1216 HANCOCK BRIDGE PKWY, CAPE CORAL, FL 33990-1786
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2006 · Amount on File
Deed Sale	Apr 18, 2006 · Amount on File
Prior Sale	Sep 7, 2005 · Amount on File
Deed Document Number	200672163
Record Updated	Oct 29, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	18708 TRAVERSE LN, BIG LAKE, MN 55309-4703
Document Number	0000870442
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18708 TRAVERSE LN BIG LAKE MN 553094703, BIG LAKE, MN 55309-4703

Mortgage

Document Number	0000870442
Date	Apr 11, 2019
Instrument	870442

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 18708 Traverse Ln was $4,168 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,300 (+2.46%) Land $85,000 Building $214,300	$299,300 (+2.46%) Land $85,000 Building $214,300
2025	$4,168.00	$292,100 Land $85,000 Building $207,100	$292,100 Land $85,000 Building $207,100
2023	$4,240.00	$291,500 Land $85,000 Building $206,500
2021			$291,500 Land $85,000 Building $206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18708 Traverse Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18708 Traverse Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20