Sherburne County property record for 18703 Traverse Ln, Big Lake, MN 55309
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,040 sqft · built 2005 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,224 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-524-0550 |
| Primary APN | 65-524-0550 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 40 sqft |
| Unfinished Basement | 40 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 608 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 30531 |
|---|---|
| Street Address | 18703 TRAVERSE LN |
| City | BIG LAKE |
| State | MN |
| Zip | 55309-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25, BLK 5 |
| Legal Range | 27W |
| Legal Township | 33N |
| Legal Section | 30 |
| Legal Subdivision | MEADOWS OF BIG LAKE |
| Legal Block | 5 |
| Legal Lot Number | 25 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | BIG LAKE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30410 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18703 TRAVERSE LN, BIG LAKE, MN 55309-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA |
| Dec 21, 2016 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2015 |
| Deed Sale | Mar 10, 2015 |
| Prior Sale | Sep 7, 2005 · Amount on Record |
| Deed Document Number | 2015800082 |
| Prior Transfer Date | Feb 26, 2015 |
| Prior Transfer Doc | 0000800082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Apr 10, 2026 |
| Property Address | 18703 TRAVERSE LN, BIG LAKE, MN 55309-4703 |
| Document Number | 0000996161 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026996161 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 18703 TRAVERSE LN, BIG LAKE, MN 55309-4703 |
| Document Number | 0000996161, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 2026996161 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 18703 TRAVERSE LN, BIG LAKE, MN 55309-4703 |
| Document Number | 0000833623 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18703 TRAVERSE LN BIG LAKE MN 553094703, BIG LAKE, MN 55309-4703 |
| Document Number | 0000833623 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 833623 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Big Lake City |
| County | Sherburne County |
| Unified School District | Big Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,800 (+1.84%) Land $79,100 Building $197,700 | $276,800 (+1.84%) Land $79,100 Building $197,700 | |
| 2025 | $3,224.00 (+0.56%) | $271,800 (-0.37%) Land $79,100 Building $192,700 | $271,800 (-0.37%) Land $79,100 Building $192,700 |
| 2023 | $3,206.00 | $272,800 Land $80,100 Building $192,700 | |
| 2021 | $272,800 Land $80,100 Building $192,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Big Lake serves 13,056 people · EPA ID MN1710002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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