18711 Ruffner Dr, Unit 2F, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18711 Ruffner Dr, Unit 2F, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,219 sqft · built 2005
Lot Size1.11 acres (48,439 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Mar 2019)
Tax Bill$1,861 (2023)
Deeds & MortgagesOct 2020 Mortgage
Dec 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN005-385-42

Property Details

APN / Parcel Number

Primary APN005-385-42

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,219 sqft Heated Area
Gross Area1,188 sqft
1st Floor Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area48,439 sqft (1.11 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-385-42
Street Address18711 RUFFNER DR UNIT 2F, 2F
CityCORNELIUS
StateNC
Zip28031-8309
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTN
Legal DescriptionUNIT 2F BLD3 U/F 602-14
Legal SubdivisionTERRACES/OAKHURST BLDG 3
Legal Unit2
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1015
Census Tract6410

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address18711 RUFFNER DR UNIT 2F, 2F, CORNELIUS, NC 28031-8309
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Dec 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 29, 2019Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2019 · Amount on Record
Deed SaleMar 29, 2019 · Amount on Record
Prior SaleMar 29, 2019 · Amount on Record
Deed Document Number0000035879
Deed Book / Page33389 / 162
Last Transfer DateDec 12, 2019
Transfer Doc0000170055
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18711 RUFFNER DR UNIT 2F, 2F, CORNELIUS, NC 28031-8309
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000174088
DateOct 21, 2020
Book Page35207/795
Instrument2020174088
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateDec 12, 2019
Property Address18711 RUFFNER DR UNIT 2F, 2F, CORNELIUS, NC 28031-8309
Document Number0000170055
Book / Page034117 / 000932
Instrument DateNov 21, 2019
Instrument170055
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address18711 RUFFNER DR #2F CORNELIUS NC 280318309, 2F, CORNELIUS, NC 28031-8309

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 29, 2019
Property Address18711 RUFFNER DR UNIT 2F, 2F, CORNELIUS, NC 28031-8309
Document Number0000035879
Book / Page33389 / 162
Map ReferenceMB 13499 PG 565
Instrument DateMar 29, 2019
Instrument2019035879
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMERIDIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address119 ROYAL COACH LN, 119, MOORESVILLE, NC 28115-7723

Transferred To (Grantee/Buyer)

NameVerified Name
Address18711 RUFFNER DR UNIT 2F, 2F, CORNELIUS, NC 28031-8309

Mortgage

Document Number0000035880
DateMar 29, 2019
Instrument2019035880
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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