18711 Ruffner Dr, Unit 2A, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18711 Ruffner Dr, Unit 2A, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,076 sqft · built 2005
Lot Size	1.11 acres (48,439 sqft)
Owner	Individual Name on Record
Last Sale	$149,500 (Jun 2020)
Tax Bill	$1,932 (2023)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-385-37`

Property Details

APN / Parcel Number

Primary APN	`005-385-37`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,076 sqft Heated Area
Gross Area	1,150 sqft
1st Floor Area	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	48,439 sqft (1.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	005-385-37
Street Address	18711 RUFFNER DR UNIT 2A, 2A
City	CORNELIUS
State	NC
Zip	28031-8309
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TN
Legal Description	UNIT 2A BLD3 U/F 602-14
Legal Subdivision	TERRACES/OAKHURST
Legal Unit	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1015
Census Tract	6410

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18711 RUFFNER DR UNIT 2A, 2A, CORNELIUS, NC 28031-8309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	May 12, 2006 · Amount on Record
Deed Document Number	0034728358
Deed Book / Page	34728 / 358
Record Updated	Jun 7, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 25, 2020
Property Address	18711 RUFFNER DR UNIT 2A, 2A, CORNELIUS, NC 28031-8309
Document Number	0000094201
Book / Page	34728 / 358
Instrument Date	Jun 24, 2020
Instrument	2020094201
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 SHORELINE LOOP, 280, MOORESVILLE, NC 28117-7452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15728 POLONIUS CT, HUNTERSVILLE, NC 28078-5694

Mortgage

Document Number	0000094202
Date	Jun 25, 2020
Book Page	34728/361
Instrument	2020094202

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20