Mecklenburg County property record for 18711 Ruffner Dr, Unit 2H, Cornelius, NC 28031
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,076 sqft · built 2005 |
| Lot Size | 1.11 acres (48,439 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,000 (Jun 2021) |
| Tax Bill | $1,932 (2023) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-385-44 |
| Primary APN | 005-385-44 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,076 sqft Heated Area |
| Gross Area | 1,150 sqft |
| 1st Floor Area | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 48,439 sqft (1.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 005-385-44 |
|---|---|
| Street Address | 18711 RUFFNER DR UNIT 2H, 2H |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8309 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | TN |
| Legal Description | UNIT 2H BLD3 U/F 602-14 |
| Legal Subdivision | TERRACES/OAKHURST |
| Legal Unit | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 6410 |
18711 Ruffner Dr, Unit 2H is owned and occupied by an individual who bought it in June 2021.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18711 RUFFNER DR UNIT 2H, 2H, CORNELIUS, NC 28031-8309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 20, 2018 | Warranty Deed, Transfer · ARM AMERICAN AIRLINES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on File |
| Deed Sale | Jun 9, 2021 · Amount on File |
| Prior Sale | Jun 20, 2018 · Amount on File |
| Deed Document Number | 0036160799 |
| Deed Book / Page | 36160 / 799 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 9, 2021 |
| Property Address | 18711 RUFFNER DR UNIT 2H, 2H, CORNELIUS, NC 28031-8309 |
| Document Number | 0000112897 |
| Book / Page | 36160 / 799 |
| Map Reference | MB 13499 PG 565 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021112897 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | BARRISTERS TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $432.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18711 RUFFNER DR UNIT 2H, 2H, CORNELIUS, NC 28031-8309 |
| Document Number | 0000112898 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021112898 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Number | 0000112899 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 36160/824 |
| Instrument | 2021112899 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 20, 2018 |
| Property Address | 18711 RUFFNER DR UNIT 2H, 2H, CORNELIUS, NC 28031-8309 |
| Document Number | 0000076081 |
| Book / Page | 32767 / 043 |
| Map Reference | MB13499 PG565 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 2018076081 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1811 RUFFNER DR2H, 1811, CORNELIUS, NC 28031 |
| Name | Verified Name |
|---|---|
| Address | 1811 RUFFNER DR 2H, 2H, CORNELIUS, NC 28031 |
| Document Number | 0000076082 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2018076082 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 3.75% |
| Index | 10-Year TN |
| Max Rate | 7.75% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 18711 Ruffner Dr, Unit 2H in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18711 Ruffner Dr, Unit 2H is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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