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  6. 18711 Ruffner Dr

18711 Ruffner Dr, Unit 1H, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18711 Ruffner Dr, Unit 1H, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,076 sqft · built 2005
Lot Size1.11 acres (48,439 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Jun 2021)
Tax Bill$1,889 (2023)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005-385-36

Property Details

APN / Parcel Number

Primary APN005-385-36

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,076 sqft Heated Area
Gross Area1,150 sqft
1st Floor Area1,150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area48,439 sqft (1.11 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-385-36
Street Address18711 RUFFNER DR UNIT 1H, 1H
CityCORNELIUS
StateNC
Zip28031-8308
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTN
Legal DescriptionUNIT 1H BLD3 U/F 602-14
Legal SubdivisionTERRACES/OAKHURST
Legal Unit1
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1015
Census Tract6410

Owner

18711 Ruffner Dr, Unit 1H is owned and occupied by two individuals who bought it in June 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address18711 RUFFNER DR UNIT 1H, 1H, CORNELIUS, NC 28031-8308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jun 15, 2020Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 4, 2021 · Amount on File
Deed SaleJun 4, 2021 · Amount on File
Prior SaleJun 15, 2020 · Amount on File
Deed Document Number0036148225
Deed Book / Page36148 / 225
Record UpdatedJun 7, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 4, 2021
Property Address18711 RUFFNER DR UNIT 1H, 1H, CORNELIUS, NC 28031-8308
Document Number0000110626
Book / Page36148 / 225
Map ReferenceMB 13499 PG 565
Instrument DateJun 4, 2021
Instrument2021110626
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyMASTER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19503 WAVERUNNER LN APT 204, 204, CORNELIUS, NC 28031-6471

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18711 RUFFNER DR UNIT 1H, 1H, CORNELIUS, NC 28031-8308

Mortgage

Document Number0000110627
DateJun 4, 2021
Instrument2021110627
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 15, 2020
Property Address18711 RUFFNER DR UNIT 1H, 1H, CORNELIUS, NC 28031-8308
Document Number0000087688
Book / Page034690 / 000291
Instrument DateJun 12, 2020
Instrument87688
Transaction TypeTransfer
Record UpdatedJul 3, 2020
Title CompanyMASTER TITLE AGENCY, MASTER TITLE AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18711 RUFFNER DR #1H CORNELIUS NC 280318308, 1H, CORNELIUS, NC 28031-8308

Mortgage

Document Number87690
DateJun 15, 2020
Book Page034690/000296
Instrument87690
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 14, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 18711 Ruffner Dr, Unit 1H in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18711 Ruffner Dr, Unit 1H is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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