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  6. 18711 Ruffner Dr

18711 Ruffner Dr, Unit 1C, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18711 Ruffner Dr, Unit 1C, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,219 sqft · built 2005
Lot Size1.11 acres (48,439 sqft)
OwnerIndividual Name on File
Last Sale$161,000 (Sep 2019)
Tax Bill$1,822 (2023)
Deeds & MortgagesJul 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005-385-31

Property Details

APN / Parcel Number

Primary APN005-385-31

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,219 sqft Heated Area
Gross Area1,188 sqft
1st Floor Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area48,439 sqft (1.11 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-385-31
Street Address18711 RUFFNER DR UNIT 1C, 1C
CityCORNELIUS
StateNC
Zip28031-8308
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTN
Legal DescriptionUNIT 1C BLD3 U/F 602-14
Legal SubdivisionTERRACES OAKHURST
Legal Unit1
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1015
Census Tract6410

Owner

18711 Ruffner Dr, Unit 1C is owned and occupied by an individual who bought it in September 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address18728 COACHMANS TRCE, CORNELIUS, NC 28031-8122
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 10, 2019Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2019 · Amount on File
Deed SaleSep 10, 2019 · Amount on File
Prior SaleMay 23, 2006 · Amount on File
Deed Document Number0033835532
Deed Book / Page33835 / 532
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18711 RUFFNER DR UNIT 1C, 1C, CORNELIUS, NC 28031-8308
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyMORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000136564
DateJul 15, 2021
Book Page36296/513
Instrument2021136564
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 10, 2019
Property Address18711 RUFFNER DR UNIT 1C, 1C, CORNELIUS, NC 28031-8308
Document Number0000119231
Book / Page33835 / 532
Map ReferenceFILE 602
Instrument DateSep 9, 2019
Instrument2019119231
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$322.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12400 MCCORD RD, 12400, HUNTERSVILLE, NC 28078-6200

Transferred To (Grantee/Buyer)

NameVerified Name
Address18728 COACHMANS TRCE, CORNELIUS, NC 28031-8122

Mortgage

Document Number0000119232
DateSep 10, 2019
Instrument2019119232
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 18711 Ruffner Dr, Unit 1C in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18711 Ruffner Dr, Unit 1C is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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