1871 Cogdill Trce, Middleburg, FL 32068 Property Records

Clay County property record for 1871 Cogdill Trce, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,820 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Tax Bill	$4,046 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-04-25-008166-005-43`

Property Details

APN / Parcel Number

Primary APN	`34-04-25-008166-005-43`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Heated Area
Gross Area	2,509 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1871 COGDILL TRCE
City	MIDDLEBURG
State	FL
Zip	32068-7600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 LAUREL GROVE ESTATES AS REC O R 4601 PG 1210, 4852 PG 705, 4852 PG 705
Legal Subdivision	LAUREL GROVE ESTATES
Legal Lot Number	43
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30905

Owner

Source: Clay County records · APN 34-04-25-008166-005-43

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	122 E LAKE AVE, LONGWOOD, FL 32750-5441
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2024
Deed Sale	Aug 27, 2024
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	2024039761
Deed Book / Page	4852 / 705
Record Updated	Jun 08, 2026

April 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 28, 2022
Property Address	1871 COGDILL TRCE, MIDDLEBURG, FL 32068-7600
Document Number	0046011210
Book / Page	4601 / 1210
Map Reference	MB 64 PG 12-15
Instrument Date	Apr 18, 2022
Instrument	2022027117
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2023
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,688.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1871 COGDILL TRCE, MIDDLEBURG, FL 32068-7600

Mortgage

Document Number	0046011211
Date	Apr 28, 2022
Instrument	4601/1211

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,046.00 (-8.52%) Homeowner's exemption	$305,443 (-4.38%) Land $55,000 Building $250,443	$305,443 (-4.38%) Land $55,000 Building $250,443
2023	$4,423.00 (+919.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$319,446 (+609.88%) Land $55,000 Building $264,446	$319,446 (+609.88%) Land $55,000 Building $264,446
2022	$434.00 Homeowner's exemption	$45,000 Land $45,000	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	6 (2021–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber Intermediate Holdings.

Based on FCC filings for 285 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORANGE PARK GRID private · serves 127,904 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.