1863 Cogdill Trce, Middleburg, FL 32068 Property Records

Clay County property record for 1863 Cogdill Trce, Middleburg, FL 32068 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,387 sqft · built 2022
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (Dec 2023)
Tax Bill$5,004 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-04-25-008166-005-45

Property Details

APN / Parcel Number

Primary APN34-04-25-008166-005-45

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,387 sqft Heated Area
Gross Area3,050 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1863 COGDILL TRCE
CityMIDDLEBURG
StateFL
Zip32068-7600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 LAUREL GROVE ESTATES AS REC O R 4777 PG 1629
Legal SubdivisionLAUREL GROVE ESTATES
Legal Lot Number45
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2000
Census Tract30905

Owner

Source: Clay County records · APN 34-04-25-008166-005-45

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1863 COGDILL TRCE, MIDDLEBURG, FL 32068-7600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2023Warranty Deed, Transfer · VA Mortgage
EVERETT FINANCIAL INC
Mar 18, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2023 · Amount on Record
Deed SaleDec 01, 2023 · Amount on Record
Prior SaleMar 18, 2022 · Amount on Record
Deed Document Number2023059136
Deed Book / Page4777 / 1629
Record UpdatedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateDec 01, 2023
Property Address1863 COGDILL TRCE, MIDDLEBURG, FL 32068-7600
Document Number0047771629
Book / Page4777 / 1629
Map ReferenceMB 64 PG 12-15
Instrument DateNov 30, 2023
Instrument2023059136
Transaction TypeTransfer
Record UpdatedJan 18, 2024
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12691 LAUREL BAY DR, JACKSONVILLE, FL 32246-0015

Transferred To (Grantee/Buyer)

NameVerified Name
Address1863 COGDILL TRCE, MIDDLEBURG, FL 32068-7600
InvestorPossibly a Property Investor

Mortgage

Document Number0047771631
DateDec 01, 2023
Instrument4777/1631
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY FL
Recording DateMar 18, 2022
Property Address1863 COGDILL TRCE, MIDDLEBURG, FL 32068-7600
Document Number0045850334
Book / Page4585 / 334
Map ReferenceMB 64 PG 12-15
Instrument DateMar 15, 2022
Instrument2022017736
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 24, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,858.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1863 COGDILL TRCE, MIDDLEBURG, FL 32068-7600

Mortgage

Document Number0004585335
DateMar 18, 2022
Instrument4585/335
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,004.00 (-10.37%) Homeowner's exemption$368,258 (-4.56%) Land $55,000 Building $313,258$368,258 (-4.56%) Land $55,000 Building $313,258
2023$5,583.00 (+1,186.41%) Homeowner's exemption$385,835 (+757.41%) Land $55,000 Building $330,835$385,835 (+757.41%) Land $55,000 Building $330,835
2022$434.00 Homeowner's exemption$45,000 Land $45,000$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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