1860 Cogdill Trce, Middleburg, FL 32068 Property Records

Clay County property record for 1860 Cogdill Trce, Middleburg, FL 32068 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,607 sqft Heated Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$330,000 (2022)
Tax Bill	$4,380.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`34-04-25-008166-005-09`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,607 sqft Heated Area
Gross Area	2,394 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,970 sqft (0.16 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	1860 COGDILL TRCE
City	MIDDLEBURG
State	FL
Zip	32068-7600
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 LAUREL GROVE ESTATES ASREC O R 4602 PG 1355
Legal Subdivision	LAUREL GROVE ESTATES
Legal Lot Number	9
Jurisdiction	CLAY FL
Minor Civil Division	ORANGE PARK
Census Blockgroup	2
Census Block	2000
Census Tract	30905

Owner

Source: Clay County records · APN 34-04-25-008166-005-09

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1860 COGDILL TRCE, MIDDLEBURG, FL 32068-7600
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2022 · Amount on Record
Deed Sale	May 02, 2022 · Amount on Record
Prior Sale	Jul 13, 2004 · Amount on Record
Deed Doc Number	2022027736
Deed Book / Page	4602 / 1355
Record Refreshed	Jun 08, 2026

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 02, 2022
Property Address	1860 COGDILL TRCE, MIDDLEBURG, FL 32068-7600
Document Number	0046021355
Book / Page	4602 / 1355
Map Reference	MB 64 PG 12-15
Instrument Date	Apr 25, 2022
Instrument	2022027736
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 06, 2023
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 COGDILL TRCE, MIDDLEBURG, FL 32068-7600

Mortgage

Document Number	0046021356
Date	May 02, 2022
Instrument	4602/1356

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,380.00 (-10.28%)	$287,198 (-4.33%) Land $55,000 Building $232,198	$287,198 (-4.33%) Land $55,000 Building $232,198
2023	$4,882.00 (+1,024.88%)	$300,197 (+567.1%) Land $55,000 Building $245,197	$300,197 (+567.1%) Land $55,000 Building $245,197
2022	$434.00	$45,000 Land $45,000	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.