18709 E 98th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 18709 E 98th Ave, Commerce City, CO 80022

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Individual Names on File
Last Sale	$414,000 (Jul 2026)
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1723-15-3-14-093`

Property Details

APN / Parcel Number

Primary APN	`1723-15-3-14-093`
Alternative APNs	`0172315314093` `R0212768`

Exterior

Lot Area	2,400 sqft (0.055 acres)
Lot Width	2,399 ft Width

Location & Zoning

Account Number	R0212768
Street Address	18709 E 98TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-7237
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SETTLERS CROSSING FLG 3 BLK 7 LOT 28
Legal Subdivision	SETTLERS CROSSING
Legal Block	7
Legal Lot Number	28
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2121
Census Tract	8553

Owner

Source: Adams County records · APN 1723-15-3-14-093

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18709 E 98TH AVE, COMMERCE CITY, CO 80022-7237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2026 · Amount on Record
Deed Sale	Jul 06, 2026 · Amount on Record
Prior Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	202639219
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 06, 2026
Property Address	18709 E 98TH AVE, COMMERCE CITY, CO 80022-7237
Document Number	0000039219
Instrument Date	Jun 30, 2026
Instrument	202639219
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,181.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18709 E 98TH AVE, COMMERCE CITY, CO 80022-7237

Mortgage

Document Number	0000039220,
Date	Jul 06, 2026
Instrument	202639220

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.51%
Max Rate	-1%

Mortgage

Document Number	0000039221,
Date	Jul 06, 2026
Instrument	202639221

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 01, 2056

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,004.00 (+300.53%)	$14,000 (+279.4%) Land $14,000	$53,854 (+307.37%) Land $53,854
2023	$750.00	$3,690 Land $3,690	$13,220 Land $13,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · lower than 62% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Lumen Technologies, Verizon.

Based on FCC filings for 200 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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